ICICI Bank Parakram Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Travel | Shopping
Reward Type: Reward Points |
Welcome Benefites: NA

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The ICICI Bank has launched two new cards dedicated solely to the benefit of Defence Personnel. These cards are ICICI Bank Parakram Credit Card and railway lounges. While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits of holding these cards which also include the specialized reward plan where you can earn 5 reward points in selected categories. The primary cardholder is also entitled to Personal Accident Insurance of Rs. 2 Lakh along with an Air Accident Cover of Rs. 20 Lakhs. The benefit of culinary treats is an add-on by the ICICI Bank Culinary Treats Program. To protect the card from any fraud, counterfeiting, and duplication, there is an extra layer of security added to the microchip present in the card. This card offers you rewards on multiple platforms and also the opportunity to get value back on your every other purchase. Since the card is specifically designed to fulfill the needs of defence personnel, you get 5X reward points on your purchases with Canteen Store Departments as well. The best feature of this credit card is the complimentary railway lounge access it provides. This feature will surely make the journey of many soldiers easier while they will travel to report for their post. Have a thorough look at the credit card by ICICI bank especially designed for the defence people –

New Features

Spend Based Waiver

Interest Rates

3.40% per month or 40.8% annually

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per reward redemption request

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3.5% per month or 42% annually

Cash Advance Charges

2.50% of the withdrawn amount or a minimum of Rs. 300

Movie & Dining

Dining benefits with ICICI Bank Culinary Treats Programme

Travel

2 Complimentary domestic railway lounge access

International Lounge Access

Rewards Rate

5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses

Golf

Insurance Benefits

Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

Reward Redemption

Rs. 99 will be charged on every reward redemption request

Domestic Lounge Access

2 Complimentary domestic railway lounge access

Zero Liability Protection

Cardholder will not be liable for any transactions made with the card, once the theft or misplacement is reported

Pros

No data available

Cons

No data available

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