ICICI Bank Platinum Chip Credit Card

  • Joining Fee: NIL
  • Renewal Fee: NIL
  • Best Suited For: Dining
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
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The ICICI Bank Platinum Chip credit card is a zero annual fee credit card that allows you to save amazingly on all your spends. With this card, you can earn up to 2 Reward Points on your purchases, and redeem those points against several options including cashback. Moreover, it provides its customers with exciting discount offers on dining across 2500+ restaurants in India through the ICICI Bank Culinary Treats Programme. The cardholders can also save 1% on all their fuel transactions at HPCL pumps. To know all about the ICICI Platinum Credit card, its benefits, and fees & charges, keep reading the details given below:

New Features

Spend Based Waiver


Interest Rates

3.4% per month

Add-on Card Fee


Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

Fuel Surcharge

1% fuel surcharge waiver on transcations done at HPCL fuel stations.

Foreign Currency Markup

3.5% of the amount transacted.

Cash Advance Charges

Higher of Rs. 300 or 2.5% of the amount withdrawn.

Movie & Dining

Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.



International Lounge Access


Rewards Rate

2 Reward Points on every retail spend of Rs. 100



Insurance Benefits


Reward Redemption

The Reward Points can be redeemed against cashback or gifts.

Domestic Lounge Access


Zero Liability Protection

Zero Liability Protection for a lost/stolen card is provided if reported in a timely manner.


No data available


No data available

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