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ICICI Bank Platinum Identity Credit Card
- Joining Fee: Nil
- Renewal Fee: Rs. 750 (plus applicable taxes)
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: N/A
ICICI Bank Platinum Identity Credit Card is a basic entry-level credit card from the Bank. You earn Hand-picked Rewards on your Platinum Identity account for incremental spends of Rs. 200 and accelerated Hand-picked Rewards on crossing the stipulated annual spends-based thresholds. You have to pay an initial joining fee of Rs. 2,000 for the Platinum Identity Card and a membership fee of Rs. 750 per annum is applicable second year onwards. Read on to learn more about this entry-level offering by ICICI Bank.
New Features
Spend Based Waiver
N/A
Interest Rates
3.40% per month (or 40.8% per annum)
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Fuel Surcharge
Fuel surcharge waived at all filling stations across India
Foreign Currency Markup
3.50% of the transaction amount
Cash Advance Charges
2.5% or a minimum of Rs. 300
Movie & Dining
N/A
Travel
N/A
International Lounge Access
N/A
Rewards Rate
2 Hand-picked Rewards per Rs. 200 on domestic spends, 4 Hand-picked Rewards per Rs. 200 on international spends, 3 and 5 Hand-picked Rewards per Rs. 200 on domestic and international spends respectively on crossing the annual spends threshold of Rs. 2.5 lakh, 4 and 8 hand-picked rewards on domestic and international spends respectively on crossing the annual spends threshold of Rs. 5 lakh
Golf
N/A
Insurance Benefits
N/A
Reward Redemption
Hand-picked Rewards can be redeemed for Air Miles and other travel-related spends and for spends on fashion, electronics, gadgets and dining categories on the Hand-picked Rewards catalog.
Domestic Lounge Access
N/A
Zero Liability Protection
Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.
Pros
No data available
Cons
No data available