ICICI Bank Rubyx Credit Card

Joining Fee: Rs. 3,000 (plus applicable taxes)
Renewal Fee: Rs. 2,000 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: Travel & shopping vouchers worth over Rs. 5,000

Apply Now

Add to Compare

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points on every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining, and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card as along with all these benefits, you can also get your card’s renewal fee waived off based on your spends in an anniversary year. Read on for more details on ICICI Rubyx Credit Card.

New Features

Spend Based Waiver

Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.

Interest Rates

3.40% per month (or 40.8% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

Movie & Dining

25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

Travel

2 complimentary railway lounge access per quarter and 1 complimentary airport lounge access per quarter with each of the two variants (total 2 per quarter) on a minimum expenditure of Rs. 5,000 in the previous quarter

International Lounge Access

N/A

Rewards Rate

4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Golf

Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

Insurance Benefits

Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.

Reward Redemption

The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

Domestic Lounge Access

2 complimentary railway lounge access per quarter and 1 complimentary domestic airport lounge access per quarter with each of the two variants (total 2 domestic airport lounge access per quarter) on a minimum expenditure of Rs.5,000 in the previous quarter.

Zero Liability Protection

Cardmember shall not be liable for any fraudulent transactions done on the card once the loss of card is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Metro Kotak Credit Card

If you are a kirana store owner, hotel/restaurant owner, or caterer, and trying to find the best business credit card for you, the new Metro Kotak Credit Card is probably the best option for you. It is a co-branded credit card launched by Kotak Mahindra Bank in partnership with Metro Wholesale. The card comes with a zero annual fee and is exclusively targeted at those who use Metro Wholesale for their business requirements. This card has limited, but exciting benefits, including up to 1% cashback (capped at Rs. 10,000 per statement cycle) on the basis of your monthly spends. The Kotak Metro Credit Card is exclusively for Metro Wholesale membership, so you would be eligible for this card if you have a valid Metro membership. Moreover, transactions like international purchases and fuel purchases are not applicable to this card as it is supposed to be used for Metro Wholesale spends only. The cardholders can save a decent amount on their business spending using this card and hence, it becomes a good option for the above-mentioned types f business (hotels, restaurants, traders, kirana store owners, etc). To know more about the Metro Kotak Credit Card and all its features, continue reading:

Add to Compare

American Express SmartEarn Credit Card

American Express SmartEarn credit card is a Reward Points-based credit card. Membership Reward Points can be earned while you make retail purchases using your credit card, and accelerated Membership Reward Points can be achieved while you spend on some specific website or brands like Amazon, Flipkart and Uber. It is a decent card for beginners, at least as far as American Express cards are concerned. You can also get the annual membership fee waived if you spend more than Rs. 40,000 within a year. It is worth considering if you’re a young professional and want to carry an American Express card in your wallet for its brand value. Read on more to learn about the American Express SmartEarn Credit Card.

Add to Compare

Axis Bank Neo Credit Card

In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. The joining fee for this card is Rs. 250 only. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card. The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more. To know more about the features of the Axis Bank Neo credit card, read the detailed information given below.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all