IDBI Aspire Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Dining | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card and  300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card.
Add to Compare

IDBI Aspire Platinum Bank credit card is a card launched by IDBI Bank that provides you with exclusive lifestyle benefits and privileges on your spendings. You get 2 Delight points on every Rs 150 spent on shopping, dining, traveling. In addition to this, you get 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card. Furthermore, you also get 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card. You also get additional benefits associated with credit cards such as a fuel surcharge waiver, zero protection liability, and EMI facility. Read below to know more in detail about this credit card.

New Features

Spend Based Waiver

NA


Interest Rates

2.9% per month (34.8% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on the withdrawal amount subject to minimum of Rs 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

2 Delight points for every Rs 150 spent on shopping, dining, traveling


Golf

NA


Insurance Benefits

NA

Reward Redemption

The delight points can be redeemed for a wide array of gifts vouchers providing you with lifestyle benefits. The points accumulated can be redeemed for cashback


Domestic Lounge Access

NA


Zero Liability Protection

You get a zero liability protection cover in case of loss of the card or any fraudulent transactions reported within the stipulated time period.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

RBL Platinum Delight Credit Card

The RBL Platinum Delight credit card is a rewards card that comes with exciting reward offers on a variety of purchases and can be considered very similar to the Titanium Delight Credit Card issued by the RBL Bank. It is best suited for people looking for a credit card that allows them to save on all their expenses. With a joining fee of Rs. 1,000, you get 4,000 reward points as a welcome gift. The card gives you an opportunity to earn bonus Reward Points every month on the basis of your monthly spends. With your RBL Platinum Delight credit card, you can earn 2 Reward Points on every Rs. 100 spent on all purchases, and 2x Reward Points on weekends to make them even more delightful. These reward points can be redeemed against a variety of options through their dedicated website for rewards. Moreover, you can make the card absolutely free for yourself by getting the annual fee waived off on the basis of your spends. To know more details about the RBL Platinum Delight credit card, its benefits, and fees & charges, keep reading:

View More
Add to Compare

Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

View More
Add to Compare

IndianOil HDFC Bank Credit Card

IndianOil HDFC credit card is a co-branded credit card issued by the HDFC Bank in collaboration with IndianOil. This card rewards you in the form of fuel points, which can be used for purchasing fuel at Indian Oil Petrol pumps. Axis Bank also offers a similar credit card named ‘IndianOil Axis Bank Credit Card‘ in partnership with the Indian Oil Corporation Limited, which can be considered a strong competitor to this card. You can get up to 50 liters of free fuel annually by purchasing the fuel with the fuel points you earn. You also get a complimentary membership IndianOil XTRAREWARDS Program (IXRP), which enables you to redeem the fuel points at a rate of 1 FP = Re. 0.96, which is a very good rate. Not only fuel points but you can also redeem your earned fuel points against products/vouchers and several other categories. This card comes with a nominal joining fee of Rs 500, which can be waived off if you spend Rs 20,000 in the first 90 days of card issuance. Read below to know more about the IndianOil HDFC credit card.

View More