IDBI Aspire Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Dining | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card and  300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card.
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IDBI Aspire Platinum Bank credit card is a card launched by IDBI Bank that provides you with exclusive lifestyle benefits and privileges on your spendings. You get 2 Delight points on every Rs 150 spent on shopping, dining, traveling. In addition to this, you get 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card. Furthermore, you also get 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card. You also get additional benefits associated with credit cards such as a fuel surcharge waiver, zero protection liability, and EMI facility. Read below to know more in detail about this credit card.

New Features

Spend Based Waiver

NA


Interest Rates

2.9% per month (34.8% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on the withdrawal amount subject to minimum of Rs 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

2 Delight points for every Rs 150 spent on shopping, dining, traveling


Golf

NA


Insurance Benefits

NA

Reward Redemption

The delight points can be redeemed for a wide array of gifts vouchers providing you with lifestyle benefits. The points accumulated can be redeemed for cashback


Domestic Lounge Access

NA


Zero Liability Protection

You get a zero liability protection cover in case of loss of the card or any fraudulent transactions reported within the stipulated time period.

Pros

No data available

Cons

No data available

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