IDBI Bank Royale Signature Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 750 Delight Points if the first transaction of minimum Rs. 1,500 is made with 30 days of card issuance or 400 Delight Points if the first transaction of minimum Rs, 1,500 is made between 31 and 90 days of card issuance.
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The Royale Signature credit card by IDBI bank is an entry-level shopping credit card. You don’t have to pay any annual membership fee for this card. Although it is a very basic card, you do get a few travel benefits like complimentary domestic lounge access and a personal air accident cover worth Rs. 25 lakh. Read on to learn more about this entry-level offering by the IDBI bank.

New Features

Spend Based Waiver

Rs. 99 + GST

Interest Rates

2.5% of the transaction amount, subject to a minimum charge of Rs. 500.

Add-on Card Fee

Rewards Redemption Fee

3.5% of the transaction amount

Fuel Surcharge


Foreign Currency Markup

1% fuel surcharge waived off at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (max waiver capped at Rs. 500)

Cash Advance Charges

Movie & Dining



International Lounge Access

Rewards Rate


1 Complimentary domestic airport lounge access every quarter under the Visa domestic lounge program.

Insurance Benefits


Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Rs. 99 + GST


No data available


No data available

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