IDBI Winnings RuPay Select Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 899 (second year onwards)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.
Add to Compare

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

New Features

Spend Based Waiver

The renewal fee will be waived off on spending Rs. 90,000 in the previous year.


Interest Rates

3.40% p.m.


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

Foreign Currency Markup

3.50%


Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining

NA


Travel

Get complimentary access to both domestic and international airport lounges.


International Lounge Access

4 complimentary access to international lounges each year

Rewards Rate

Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

Reward Redemption

Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.


Domestic Lounge Access

2 complimentary access to domestic lounges each quarter


Zero Liability Protection

Covers zero liability protection in case of card loss/theft.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda ( BoB ) Easy Credit Card

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

View More
Add to Compare

Kotak Mojo Platinum Credit Card

Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns you Rewards in the form of Mojo Points, which can be redeemed against various categories, including shopping, travel, etc, and even against the outstanding statement. With this card, you earn 1 Mojo Point on every offline spend of Rs. 100, and you earn extra Reward Points for your spends on online purchases and KayMall. You can also earn gift vouchers worth Rs. 1,000 every quarter on achieving the milestone spend. To give extra luxurious travel experiences, this card provides you with complimentary domestic lounge access every year. With such an affordable membership fee of Rs. 1,000 only, the card is providing you with all the benefits, which makes the annual fee totally worth it. Moreover, there are several ways in which you can save with this card, including the joining & renewal fee waiver, fuel & railway surcharge waiver, etc. Keep reading the following details to know all about the Kotak Mojo Platinum Credit Card:

View More
Add to Compare

Chennai Super Kings ICICI Bank Credit Card

The Chennai Super Kings ICICI Bank Credit Card has recently been launched by the ICICI Bank in partnership with the IPL team, CSK. It is targeted at individuals who are big fans of the team and have a dream of meeting the team players or getting their autographs. With this credit card, you may get an opportunity to get the autograph of key CSK players and you may even meet them. Other than offering exciting privileges targeted at CSK fans, the card also offers a decent reward rate on all other retail spends and accelerated rewards on CSK match days. The earned reward points are redeemable against a variety of options including CSK merchandise. The CSK ICICI Bank Credit Card comes with an annual fee of Rs. 500 and can be considered a great choice for sports enthusiasts. The ICICI Bank already issues sports two credit cards in partnership with Manchester United, named Manchester United ICICI Bank Platinum & Signature Credit Cards, and now this new launch has been added to the card issuer’s portfolio. To know more about the features and all the fees & charges of the CSK ICICI Bank Credit Card, keep reading the article:

View More