IDBI Winnings RuPay Select Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 899 (second year onwards)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.
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The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

New Features

Spend Based Waiver

The renewal fee will be waived off on spending Rs. 90,000 in the previous year.

Interest Rates

3.40% p.m.

Add-on Card Fee


Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

Foreign Currency Markup


Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining



Get complimentary access to both domestic and international airport lounges.

International Lounge Access

4 complimentary access to international lounges each year

Rewards Rate

Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.



Insurance Benefits

Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

Reward Redemption

Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.

Domestic Lounge Access

2 complimentary access to domestic lounges each quarter

Zero Liability Protection

Covers zero liability protection in case of card loss/theft.


No data available


No data available

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