IDFC FIRST Millennia Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation

Apply Now

Add to Compare

If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card. Read on to learn more about the IDFC FIRST Millennia Credit Card:

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

With this card, you get complimentary railway lounge access which is highly beneficial for domestic travellers who prefer to travel by railways. This card has a great advantage as it is a lifetime free card.

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Up to 20% discount on more than 1,500 Restaurants across India. Avail 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).

Travel

International Lounge Access

Rewards Rate

3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.

Golf

Insurance Benefits

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Pros

You won’t be provided with any domestic or international lounge access with the IDFC First Millennia Credit Card. There is a reward redemption fee of Rs. 99 with this card.

Cons

No data available

Similar Cards

Add to Compare

IndusInd Bank Payback Credit Card

IndusInd Bank in partnership with PAYBACK launched IndusInd Bank Payback Credit Card which lets you earn payback points for all transactions. It’s a highly rewarding credit card and carries a joining fee as low as Rs. 249 plus GST. It’s a one-time investment card that has touched every aspect of daily requirements from utility bills payment to movies and dining. Moreover, this card has also covered personal air accident insurance and auto assist. It enables you to easily redeem your reward points using IndusInd Bank Payback Credit Card without paying any reward redemption fee. For more details kindly read the given below features & benefits of the card.

Add to Compare

Nature’s Basket SBI Card

SBI Cards, one of the major credit card issuers in the country, has garnered a partnership with Nature’s Basket, which is one of the premium grocery store brands in India and has launched the Nature’s Basket SBI Card. This is a very thoughtful and different kind of credit card that has been designed to cater for the gourmet taste of the premium customers and will address their unique lifestyle and grocery-related spends. This credit card will provide credit cardholders with accelerated reward points while they purchase products from Nature’s Basket stores and websites. Not only this, but you will also get reward points while you spend on domestic and international spends along with spends related to dining and entertainment as well. With Nature’s Basket SBI Card, you will get amazing welcome benefits, complimentary access to domestic airport lounges, a fuel surcharge waiver, etc. Since this is an exclusive credit card, hence the joining and renewal fee of this credit card is placed at Rs. 1,499 which is a bit on the higher side but is affordable by the premium sections of society.

Add to Compare

InterMiles ICICI Bank Rubyx Credit Card

The InterMiles ICICI Bank Rubyx Credit Card is a co-branded credit card that provides its customers with exclusive travel benefits in partnership with intermiles.com. It is a dual credit card with American Express & Visa variants, both of which provide you with exciting benefits. With this card, you can get up to 10 InterMiles on every Rs. 100 you spend. The card comes with a joining fee of Rs. 2,500 and welcomes you with 5,000 bonus InterMiles. Not only InterMiles, but you also get several other travel benefits with this card, including accelerated InterMiles on bookings through intermiles.com, and complimentary domestic airport lounge access every quarter. Talking about its dining benefits, you can avail of up to 15% discount on dining through the ICICI bank Culinary Treats Programme. The card also provides a 25% discount on movies on booking your tickets through BookMyShow. This card has several other advantages, including renewal benefits, fuel surcharge waiver, etc. To know all of them, refer to the detailed information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all