Indian Army Yoddha BoB Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 6-month complimentary Fitpass Pro membership and free Zomato Pro membership on activating the card within 30 days of issuance.
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As it is clear by its name, the Indian Army Yoddha Credit Card is dedicated to the heroes of our nation, i.e, to the Indian Army personnel. It is a lifetime-free credit card and comes with decent privileges across different categories, including rewards, travel, golf, and many more. you get up to 10 Reward Points on every spend of Rs. 100 with this card and these rewards are redeemable against various options including cashback. Moreover, you get complimentary Zomato Pro and Amazon Prime Memberships if you fulfill the required conditions for the same. Talking about its travel and lifestyle privileges, the card offers complimentary airport lounge access and free golf rounds every year, which are among the greatest features of the card. To know more about the Indian Army BoB Yoddha Credit Card in detail, keep reading:

New Features

Spend Based Waiver


Interest Rates

3.49% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver (up to Rs. 250 per month) on all fuel purchases between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% of the total transaction amount

Cash Advance Charges

2.5% or minimum Rs. 300 at domestic ATMs, and 3% or a minimum of Rs. 300 at international ATMs.

Movie & Dining



Get complimentary domestic lounge access every year.

International Lounge Access


Rewards Rate

2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.


Get 4 complimentary golf games/lessons every year.

Insurance Benefits

Get a personal accident cover worth Rs. 20 lakhs

Reward Redemption

The earned Reward Points are redeemable against several options available at the BoB Rewards portal at a rate of 1 Reward Point = Re. 0.25.

Domestic Lounge Access

8 free domestic lounge access every year (2 per quarter)

Zero Liability Protection

The cardholders are not liable for any fraudulent or unauthorized transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.


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