IndusInd Bank Indulge Credit Card

  • Joining Fee: Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
  • Renewal Fee: Rs. 10,000 (if Rs. 1,00,000 paid as joining fee) or Nil (if Rs. 2,00,000 paid as joining fee)
  • Best Suited For: Travel | Dining | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

The IndusInd Bank Indulge Credit Card is one of the top-end offerings by the IndusInd Bank. It is a Visa credit card targeted at HNIs (high net-worth individuals). With an inlay of pure 22K gold and a glossy reflective finish, the card feels really premium to hold. While aesthetics is certainly a distinguishing feature of the card, the card also offers real value for money with privileges including a complimentary Priority Pass membership (with unlimited complimentary lounge visits), 24×7 concierge service, air accident cover (worth Rs. 2.5 crores), and many other premium benefits. Another unique feature of this card is that it has no pre-set credit limit, as the base limit on the revolving credit is quite flexible. You can also save a lot on your international transactions as it comes with a low foreign currency markup fee of 1.8%. In this post, we have discussed in detail all the features, benefits, and rewards that you get with the IndusInd Bank Indulge credit card. Read on to learn more about this premium offering by the IndusInd bank.

New Features

Spend Based Waiver

Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year


Interest Rates

1.79% per month (or 21.48% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100


Fuel Surcharge

1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.

Foreign Currency Markup

1.8% + GST


Cash Advance Charges

2.5% (subject to a minimum amount of Rs. 300)

Movie & Dining

Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)


Travel

Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic lounge access per quarter under the Visa Lounge program


International Lounge Access

Unlimited complimentary international lounge access using Priority Pass

Rewards Rate

1.5 Reward Points for every Rs. 100 spent using the card


Golf

Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country


Insurance Benefits

Personal air-accident insurance worth Rs. 2.5 crores

Reward Redemption

Reward Points redeemable against AirMiles, Cash Credit or IndusMoments


Domestic Lounge Access

6 complimentary domestic lounge access per quarter under the Visa Lounge program


Zero Liability Protection

Zero liability protection from 48 hours prior to the time of reporting the loss of card

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

RBL Bank Edition Credit Card

Zomato Edition credit card is a more premium version of the Edition Classic card, having a lower annual membership fee and fewer rewards than this one. We have already discussed the features and benefits of the Classic Edition card earlier. Both these cards offer reward points as Edition Cash. At 10 Edition Cash / Rs. 100 on Zomato and Blinkit, and 1 Edition cash / Rs. 100 spent on other purchases , the RBL Edition credit card offers a higher reward rate. Although it is majorly a dining credit card, you do get a few benefits in the travel where we get to see complimentary lounge access, and also for your international spends the card carries a lower foreign markup fee. Apart from this, you can earn 2,000 bonus points on spending above the milestone spend. Keep reading if you want to know more about the Edition credit card.

View More
Add to Compare

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank offers two co-branded credit cards in partnership with Manchester United, which is one of the most popular football clubs in the world- Manchester United Signature Credit Card and Manchester United Platinum Credit Card. The Signature card is more premium of the two variants, while the Platinum Card can be considered a toned-down version of the former. If you’re a Manchester United fanboy, you must possess at least one of these two co-branded cards by ICICI. Manchester United Platinum Credit Card is an entry-level offering by ICICI Bank and comes with a nominal membership fee of just Rs. 499 per annum. Like most other ICICI credit cards, you earn rewards as ICICI Reward Points on the Manchester United Platinum Credit Card. Apart from the Reward Points, you get many Manchester United exclusive benefits with this card that no other credit card currently offers (except obviously, the Signature variant of this card). Read on to learn more about this exclusive Manchester United co-branded credit card by ICICI Bank.

View More
Add to Compare

Axis Bank Platinum Credit Card

Axis Bank Platinum Credit Card is a basic card that comes with a joining fee of Rs. 500, which can be credited back to the cardholder’s account on fulfilling the desired requirement of minimum spend. With this card, you can earn up to 12 Edge reward points on every Rs. 200 you spend and redeem these points against various categories & products of your choice. Moreover, you can save up to Rs. 1,000 every year on your movie spends as you get 25% cashback on movie tickets. To make your dining experiences more rewarding, the card provides a minimum discount of 15% on dining with the Axis Bank Dining Delights Programme. Other benefits of the card include bonus reward points on your first online transaction, fuel surcharge waiver of up to Rs. 400 per month, and spend-based renewal fee waiver. Read on to know the detailed features and benefits of this card.

View More