IndusInd Bank Indulge Credit Card

Joining Fee: Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
Renewal Fee: Rs. 10,000 (if Rs. 1,00,000 paid as joining fee) or Nil (if Rs. 2,00,000 paid as joining fee)
Best Suited For: Travel | Dining | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

The IndusInd Bank Indulge Credit Card is one of the top-end offerings by the IndusInd Bank. It is a Visa credit card targeted at HNIs (high net-worth individuals). With an inlay of pure 22K gold and a glossy reflective finish, the card feels really premium to hold. While aesthetics is certainly a distinguishing feature of the card, the card also offers real value for money with privileges including a complimentary Priority Pass membership (with unlimited complimentary lounge visits), 24×7 concierge service, air accident cover (worth Rs. 2.5 crores), and many other premium benefits. Another unique feature of this card is that it has no pre-set credit limit, as the base limit on the revolving credit is quite flexible. You can also save a lot on your international transactions as it comes with a low foreign currency markup fee of 1.8%. In this post, we have discussed in detail all the features, benefits, and rewards that you get with the IndusInd Bank Indulge credit card. Read on to learn more about this premium offering by the IndusInd bank.

New Features

Spend Based Waiver

Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year

Interest Rates

1.79% per month (or 21.48% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.

Foreign Currency Markup

1.8% + GST

Cash Advance Charges

2.5% (subject to a minimum amount of Rs. 300)

Movie & Dining

Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)

Travel

Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic lounge access per quarter under the Visa Lounge program

International Lounge Access

Unlimited complimentary international lounge access using Priority Pass

Rewards Rate

1.5 Reward Points for every Rs. 100 spent using the card

Golf

Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country

Insurance Benefits

Personal air-accident insurance worth Rs. 2.5 crores

Reward Redemption

Reward Points redeemable against AirMiles, Cash Credit or IndusMoments

Domestic Lounge Access

6 complimentary domestic lounge access per quarter under the Visa Lounge program

Zero Liability Protection

Zero liability protection from 48 hours prior to the time of reporting the loss of card

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Air India SBI Platinum Credit Card

Air India SBI Platinum Credit Card is a mid-level co-branded credit card offered by Air India and SBI Card. It carries an annual fee of Rs. 1,499. Being a travel credit card, it offers plenty of travel privileges including complimentary visits to lounges at domestic airports and an accelerated reward rate on Air India bookings. SBI Card also offers another more premium co-branded credit card with Air India- Air India SBI Signature Credit Card which comes with a higher membership fee (Rs. 4,999 per annum) and offers a better reward rate and benefits. SBI Card is the only card issuer in the country to offer Air India co-branded credit cards. Keep reading to know more about Air India SBI Platinum Credit Card.

Add to Compare

IndusInd Bank Pioneer Legacy Credit Card

IndusInd Bank Pioneer Legacy credit card is a premium credit card issued by the IndusInd Bank, which comes in a paid and a free variant. Though the paid variant, with a joining fee of Rs. 45,000, provides you with several additional benefits, the free variant also has some exciting features including reward programs, 1+1 offers on movie tickets, etc. With this card, you earn 2 reward points on every Rs. 100 spent on weekends and 1 reward point on every Rs. 100 spent on weekdays. Redemption of the point accrued can be made against statement cash, Airmiles, or at Indus Moment’s reward portal. Besides that, you are provided with an Oberoi and a Luxe gift voucher as a welcome gift with the paid variant. You also get complimentary airport lounge access to domestic as well as international airport lounges and complimentary golf games & lessons at selected golf courses in India. To know more about the IndusInd Bank Pioneer Legacy Credit Card, keep reading:

Add to Compare

BoB Empower Credit Card

Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all