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IndusInd Bank Indulge Credit Card
- Joining Fee: Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
- Renewal Fee: Rs. 10,000 (if Rs. 1,00,000 paid as joining fee) or Nil (if Rs. 2,00,000 paid as joining fee)
- Best Suited For: Travel | Dining | Shopping
- Reward Type: Reward Points
- Welcome Benefites: N/A
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The IndusInd Bank Indulge Credit Card is one of the top-end offerings by the IndusInd Bank. It is a Visa credit card targeted at HNIs (high net-worth individuals). With an inlay of pure 22K gold and a glossy reflective finish, the card feels really premium to hold. While aesthetics is certainly a distinguishing feature of the card, the card also offers real value for money with privileges including a complimentary Priority Pass membership (with unlimited complimentary lounge visits), 24×7 concierge service, air accident cover (worth Rs. 2.5 crores), and many other premium benefits. Another unique feature of this card is that it has no pre-set credit limit, as the base limit on the revolving credit is quite flexible. You can also save a lot on your international transactions as it comes with a low foreign currency markup fee of 1.8%. In this post, we have discussed in detail all the features, benefits, and rewards that you get with the IndusInd Bank Indulge credit card. Read on to learn more about this premium offering by the IndusInd bank.
New Features
Spend Based Waiver
Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year
Interest Rates
1.79% per month (or 21.48% annually)
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 100
Fuel Surcharge
1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.
Foreign Currency Markup
1.8% + GST
Cash Advance Charges
2.5% (subject to a minimum amount of Rs. 300)
Movie & Dining
Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)
Travel
Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic lounge access per quarter under the Visa Lounge program
International Lounge Access
Unlimited complimentary international lounge access using Priority Pass
Rewards Rate
1.5 Reward Points for every Rs. 100 spent using the card
Golf
Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country
Insurance Benefits
Personal air-accident insurance worth Rs. 2.5 crores
Reward Redemption
Reward Points redeemable against AirMiles, Cash Credit or IndusMoments
Domestic Lounge Access
6 complimentary domestic lounge access per quarter under the Visa Lounge program
Zero Liability Protection
Zero liability protection from 48 hours prior to the time of reporting the loss of card
Pros
No data available
Cons
No data available
