IndusInd Bank Payback Credit Card

  • Joining Fee: Rs. 249 + GST
  • Renewal Fee: Nil
  • Best Suited For: Movies | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 1,000 PAYBACK points after paying the joining fee
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IndusInd Bank in partnership with PAYBACK launched IndusInd Bank Payback Credit Card which lets you earn payback points for all transactions. It’s a highly rewarding credit card and carries a joining fee as low as Rs. 249 plus GST. It’s a one-time investment card that has touched every aspect of daily requirements from utility bills payment to movies and dining. Moreover, this card has also covered personal air accident insurance and auto assist. It enables you to easily redeem your reward points using IndusInd Bank Payback Credit Card without paying any reward redemption fee. For more details kindly read the given below features & benefits of the card.

New Features

Spend Based Waiver

NA


Interest Rates

3.83% p.m. (46% p. a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100


Fuel Surcharge

Get 1% fuel surcharge waiver on transactions between Rs. 400 – Rs. 4000 at fuel stations in India.

Foreign Currency Markup

3.5% on all foreign transactions


Cash Advance Charges

2.5% of the advance amount (minimum of Rs. 300)

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

20 PAYBACK Points per Rs. 100 spent on movies, 5 PAYBACK Points for groceries,  dining, & shopping, and 2 PAYBACK Points on other spends.


Golf

NA


Insurance Benefits

Covers personal air accident insurance up to Rs. 25 lakhs.

Reward Redemption

Redeem your PAYBACK points against e-vouchers, recharges, buying products from the given catalog, etc. (www.payback.in). 1 PAYBACK Point = Re. 0.25.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any unauthorized transaction done on the card if the card is reported lost or stolen to the bank in 48 hours.

Pros

No data available

Cons

No data available

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