IndusInd Bank Platinum Aura Edge Credit Card

  • Joining Fee: Rs. 500
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more.
Add to Compare

The IndusInd Bank Platinum Aura Credit Card is a card with exceptional features that provides its customers with exclusive reward offers and other benefits on the basis of their choice. With this card, you can choose any of the reward plans as per your spends. The card rewards you in the form of Saving Points, and you can earn up to 4 saving points on every Rs. 100 you spend using this card. The card comes with a very nominal joining fee of Rs. 500, and after paying it, you get the welcome benefit of discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more. To make your travel experiences better and secure, the card provides various travel insurance benefits. The cardholders can also avail of the 24*7 concierge and auto-assistance services. There are several other benefits of the IndusInd Bank Platinum Aura Edge Credit Card. To know all of them in detail, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.95% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 and Rs. 4,000

Foreign Currency Markup

3.5% of the foreign currency amount transacted


Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

0.5 Saving points per Rs. 100 spent on all categories. Up to 4 saving points per Rs. 100 spent on selected categories.


Golf

N/A


Insurance Benefits

You get insurance coverage against an air accident, lost/delayed baggage, lost passport/ticket and unauthorized transactions made on a lost/stolen card.

Reward Redemption

1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile / 0.5 CV Point for redemption against Intermiles or CV Points.


Domestic Lounge Access

N/A


Zero Liability Protection

Zero liability protection against a lost/stolen card on reporting the loss to the bank within 48 hours.

Pros

This card has a one-time joining fee of Rs. 500, and there are no card renewal charges. The reward rate offered by this card is good in all major categories.

Cons

No international or domestic lounge access is provided with this card. There aren’t any movie or dining privileges provided with this card.

Similar Cards

Add to Compare

YES Prosperity Edge Credit Card

The YES Bank Prosperity Edge credit card comes with exclusive rewards to provide its customers with a prosperous life as suggested by its name. It comes with exciting rewards & offers and many other benefits. Although the YES Prosperity Edge card has advantages over various different categories, it is best suited for people who are more interested in saving through reward points. With a joining fee of Rs. 399, it has some really great key features, such as exciting reward points, spend-based bonus offers, Joining & renewal fee waivers, complimentary travel benefits, fuel surcharge waivers, etc. The joining fee you pay can be waived off if you spend over Rs. 15,000 within 90 days after receiving your YES Prosperity Edge credit card. A spend-based renewal fee waiver is also provided to the cardholders according to which, the renewal fee will be waived off on spending Rs. 75,000 or more in the previous year. This was just a glimpse of the card & its benefits; to know more, refer to the information given below:

View More
Add to Compare

Yes Private/Private Prime Credit Card

Yes Bank’s Private and Private Prime credit cards are a super premium invite-only offerings by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). Both the cards are very similar, except that the Yes Private Card comes with a slightly higher joining fee (annual renewal fee is the same) and offers a couple of extra benefits. The cards offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits. Read on to learn more about these super-premium offerings by Yes Bank.

View More
Add to Compare

PNB RuPay Select Patanjali Credit Card

The Punjab National Bank has recently partnered with ‘Patanjali Ayurved Limited‘ to launched two of its co-branded credit cards on the RuPay network: PNB RuPay Select & PNB RuPay Platinum Patanjali Credit Cards. The non-co-branded variants of these two PNB Credit Cards were already there in the bank’s portfolio, and now these co-branded cards are also being issued with an aim to benefit the Patanjali loyal customers. The PNB RuPay Select Credit Card comes with a slightly higher reward rate and benefits as compared to the Platinum variant. It comes with a joining fee of Rs. 500 and earns you 300 Reward Points (equivalent to Rs. 150) as a welcome gift. The annual fee of the card is Rs. 750, which can be waived off very easily if you have used your card at least once every quarter. Talking about its reward rate, the card earns you 2 Reward Points on every Rs. 150 you spend, where 1 Reward Point is equivalent to Re. 0.50. Not only this but you can also earn 2% cash back at Patanjali stores. Other than these exclusive saving opportunities, the card allows you to have luxurious travel experiences by providing complimentary airport lounge access at domestic airport lounges every quarter. To know detailed benefits, fees & charges of this card, keep reading the article:

View More