InterMiles ICICI Bank Sapphiro Credit Card

  • Joining Fee: Rs. 5,000 (plus applicable taxes)
  • Renewal Fee: Rs. 5,000 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 1 year InterMiles Silver Tier membership with 10,000 bonus InterMiles, a discount of Rs. 750 on flight bookings and Rs. 1,500 on hotel bookings (AmEx variant), a discount of Rs. 500 on flight bookings and Rs. 1,000 on hotel reservations (Visa variant).
Add to Compare

ICICI bank offers the InterMiles ICICI Bank Sapphiro Credit Card in collaboration with the InterMiles frequent flyer program. It comes in two variants- the Visa variant and the American express variant. The two variants slightly differ in terms of the benefits they offer. Earlier, the card used to offer special benefits on Jet Airways bookings, but since the airline ceased its operation in 2018, you get special privileges on Etihad airlines flight bookings, which owns over 50% share in Jet Airways. As is obvious from the name, it is a travel credit card and earns you reward points as InterMiles on all spends made via the card. Read on to know more about this offering by the ICICI bank.

New Features

Spend Based Waiver


Interest Rates

3.5% per month (42% annually)

Add-on Card Fee

Rs. 250 (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the transacted amount, subject to a minimum amount of Rs. 300

Movie & Dining

Buy one movie ticket and get up to Rs. 500 off on second ticket on BookMyShow (max 2 times a month), dining benefits with the Culinary Treats program


Reward Points earned as InterMiles, complimentary Dreamfolks membership with 2 international lounge access and 2 domestic airport spa visits

International Lounge Access

2 complimentary international lounge access every year under the Dreamfolks membership

Rewards Rate

5 InterMiles/Rs. 100 on domestic and 7 InterMiles/Rs. 100 on international spends (AmEx variant), 4 InterMiles/Rs. 100 domestic and 5 InterMiles/Rs. 100 on international spends (Visa variant), Accelerated InterMiles on bookings on the InterMiles official website


1 complimentary round of golf per month for every Rs. 50,000 spent in the previous month

Insurance Benefits


Reward Redemption

InterMiles redeemable for flight/hotel bookings on the InterMiles portal from partner airlines/hotel chains

Domestic Lounge Access

2 complimentary domestic lounge access each with both Visa and AmEx variants if Rs. 5,000 spent in the previous quarter

Zero Liability Protection

Cardmember not liable for any fraudulent transaction post reporting the loss of card to the bank


No data available


No data available

Similar Cards

Add to Compare

Apollo SBI Credit Card

After the surge of COVID-19 in the world, people have realized how important taking care of health is. There are a variety of credit cards in the market but there is rarely any credit card that provides health benefits to the cardholders. Keeping this in mind, the SBI Card has collaborated with Apollo Hospitals and launched the Apollo SBI Credit Card providing healthcare benefits to the cardmembers. With this credit card, cardholders will not only get discounts and rewards on Apollo Services and Apollo Hospitals but will also get reward points while they use their credit card for other transactions as well. The cardholders will get complimentary Apollo Membership along with bonus reward points as a welcome benefit to this credit card. Apart from this, cardholders will earn reward points on their regular spends using this credit card and accelerated rewards while they spend on healthcare services. Placed at a nominal joining and renewal fee of Rs. 499, this credit card provides various benefits with respect to healthcare.

View More
Add to Compare

ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

View More
Add to Compare

Axis Bank Atlas Credit Card

The Axis Bank Atlas Credit Card is a sub-premium travel category card offering exclusive air miles to users who frequently travel by air. The Atlas credit card is not a co-branded card like other travel cards offered by Axis Bank and is a generic card. It has a joining fee of Rs. 5000 and offers exclusive travel, airport lounge access, and dining benefits. For every purchase made with the card, you earn Edge Miles, redeemable for Air Miles of partner airlines’ flyer programs or for booking flights/hotels via the bank’s Travel Edge portal. The Atlas Card offers travel benefits, including complimentary access to international and domestic airport lounges, higher reward rates on foreign currency transactions and complimentary airport concierge service. For detailed information about Axis Bank Atlas Credit Card, refer to the details given below:

View More