IRCTC SBI Card Premier

  • Joining Fee: Rs.1,499 plus applicable taxes
  • Renewal Fee: Rs. 1,499
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 1,500 Reward Points
Add to Compare

The IRCTC SBI Card Premier is a co-branded credit card issued by the SBI Card in partnership with The card comes with a joining fee of Rs. 1,499 and you get a welcome bonus of 1,500 Reward Points. You can earn up to 3 Reward Points every time you spend Rs. 125. This card also provides you with exclusive travel benefits that include complimentary railway lounge access every year, exciting benefits at over 900 hotels worldwide, saving on railway/flight ticket bookings on, and many more. Along with all these exciting offers, you can earn up to 5,000 Reward Points every year on achieving the milestone spend. You can make your credit card lifetime free by getting your renewal fee waived off every year on a minimum spend of Rs. 2 lakhs in an anniversary year. There are many more benefits of the IRCTC SBI Card Premier that let you save more & more. To know all of its advantages, refer to the detailed information given below:

New Features

Spend Based Waiver

Spend-based waiver of renewal fee on the basis of the amount spent in the previous year.

Interest Rates

3.5% per month

Add-on Card Fee


Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver

Foreign Currency Markup

3.5% on all international transactions

Cash Advance Charges

2.5% of the cash advance or Rs. 500, the higher of the two.

Movie & Dining



Complimentary access to railway lounges per year

International Lounge Access


Rewards Rate

For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.



Insurance Benefits

You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.

Reward Redemption

1 Reward Point = Re. 1.

Domestic Lounge Access

8 complimentary visits to railway lounges every year (2 each quarter) within India

Zero Liability Protection

Zero liability of credit cardholders for any unlawful transactions made through his/her card post reporting the loss to the bank.


No data available


No data available

Similar Cards

Add to Compare

Canara Bank RuPay Select Credit Card

The Canara Bank RuPay Select Credit Card offered by Canara Bank is a lifetime free credit card. As is obvious from the name, the card is powered by the home-grown Payments Service Provider, RuPay, which is one of the most popular card networks in the country. It is a reward points-based credit card and you earn 2 reward points for every Rs. 100 spent, with one reward point being equivalent to Rs. 0.25. With this card, you also get personal accidental death or permanent liability insurance benefits. Talking about other features of this card, it comes with a low-interest rate of 2.5% per month, which might be much more beneficial for the cardholders. Other than the regular rewards mentioned above, the cardholders can avail of a wide range of short terms deals and offers across various premium brands, like Amazon, BigBasket, Croma, OYO, Pharmeasy, and many more. Read on for more details on this offering by Canara bank.

View More
Add to Compare

Chennai Super Kings ICICI Bank Credit Card

The Chennai Super Kings ICICI Bank Credit Card has recently been launched by the ICICI Bank in partnership with the IPL team, CSK. It is targeted at individuals who are big fans of the team and have a dream of meeting the team players or getting their autographs. With this credit card, you may get an opportunity to get the autograph of key CSK players and you may even meet them. Other than offering exciting privileges targeted at CSK fans, the card also offers a decent reward rate on all other retail spends and accelerated rewards on CSK match days. The earned reward points are redeemable against a variety of options including CSK merchandise. The CSK ICICI Bank Credit Card comes with an annual fee of Rs. 500 and can be considered a great choice for sports enthusiasts. The ICICI Bank already issues sports two credit cards in partnership with Manchester United, named Manchester United ICICI Bank Platinum & Signature Credit Cards, and now this new launch has been added to the card issuer’s portfolio. To know more about the features and all the fees & charges of the CSK ICICI Bank Credit Card, keep reading the article:

View More
Add to Compare

SBI ELITE Credit Card

SBI ELITE Credit Card is a premium credit card by SBI Card and comes with an annual membership fee of Rs. 4,999. It used to be the most premium offering by SBI Card; however, after the launch of the SBI AURUM Credit Card earlier this year, it is now the second most premium credit card offered by SBI Card. Being a premium offering, the SBI Bank ELITE Credit Card comes packed with some of the best-in-class value-added privileges that one expects from a premium credit card, including complimentary domestic and international lounge visits, complimentary shopping vouchers, and discounted rates on hotel bookings, free movie tickets and many other add-on benefits. Talking about this card’s reward rate, you earn 2 Rewards on every Rs. 100 purchase with the card (reward rate of 0.5% as 1 Reward Point = Rs. 0.25) and 5X Reward Points per Rs. 100 on departmental stores, dining, and grocery spends (reward rate of 2.5%). SBI ELITE Credit Card comes in three variants- Visa, MasterCard, and American Express.  While most benefits are the same across all three variants, the payment networks offer some exclusive benefits as well. For example, you get complimentary golf games with the MasterCard variant and discounted dining rates with the AmEx variant of the card. Read on for more information about this premium offering by SBI Card.

View More