Kotak 811 #DreamDifferent Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Welcome benefit in the form of 500 Bonus Reward Points
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A secured credit card by Kotak Mahindra Bank, the Kotak Mahindra Dream Different 811 Credit Card aims at providing amazing rewards to card members. You do not have to pay any joining or renewal fee on this credit card and it further lets you earn bonus reward points in the form of welcome benefits.  With this card, you get 1 Reward Point on every Rs. 100 you spend and you get 2x Reward Points on all your online spends. The card allows you to redeem your Reward Points easily on the bank’s website. Moreover, you can earn exciting Rewards & benefits under the milestone program. On spending Rs. 75,000 or more in a year, you get a cashback of Rs. 750 & 4 complimentary PVR movie tickets. With various other advantages, including the fuel surcharge waiver, the railway surcharge waiver, etc, the card becomes a great choice for so many people out there. To know detailed benefits of the Kotak 811 #DreamDifferent Credit Card, refer to the information given below:

New Features

Spend Based Waiver


Interest Rates

3.5% per month

Add-on Card Fee

Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 500 & Rs. 3,000.

Foreign Currency Markup

3.5% on all international transactions.

Cash Advance Charges

Movie & Dining




International Lounge Access


Rewards Rate

For every Rs. 100 spent on online transactions, you will get 2 Reward Points, and 1 Reward Points for every Rs. 100 spent on all other transcations.



Insurance Benefits


Reward Redemption

You can redeem the reward points against a variety of options at the rate of 1 Reward Point = Rs. 0.25

Domestic Lounge Access


Zero Liability Protection

Zero liability against fraudulent transcations if reported about the loss or theft of the card within a specified time frame.




No data available

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