Kotak Mojo Platinum Credit Card

  • Joining Fee: Rs. 1,000
  • Renewal Fee: Rs. 1,000
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns you Rewards in the form of Mojo Points, which can be redeemed against various categories, including shopping, travel, etc, and even against the outstanding statement. With this card, you earn 1 Mojo Point on every offline spend of Rs. 100, and you earn extra Reward Points for your spends on online purchases and KayMall. You can also earn gift vouchers worth Rs. 1,000 every quarter on achieving the milestone spend. To give extra luxurious travel experiences, this card provides you with complimentary domestic lounge access every year. With such an affordable membership fee of Rs. 1,000 only, the card is providing you with all the benefits, which makes the annual fee totally worth it. Moreover, there are several ways in which you can save with this card, including the joining & renewal fee waiver, fuel & railway surcharge waiver, etc. Keep reading the following details to know all about the Kotak Mojo Platinum Credit Card:

New Features

Spend Based Waiver

The joining fee is waived off on spending Rs. 30,000 or more within the first 90 days and the renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.

Interest Rates

3.5% per month

Add-on Card Fee

Rs. 299

Rewards Redemption Fee


Fuel Surcharge

You get a 1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000

Foreign Currency Markup

3.5% on all the foreign currency transactions

Cash Advance Charges

Rs. 300 for every withdrawal of Rs. 10,000

Movie & Dining



Get complimentary airport lounge access every year

International Lounge Access


Rewards Rate

Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.



Insurance Benefits

Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

Reward Redemption

The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.

Domestic Lounge Access

2 complimentary domestic lounge access every quarter.

Zero Liability Protection

Zero liability protection against a lost/stolen card is provided if the loss is reported to the bank in a timely manner.


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