Kotak Veer Select Credit Card

  • Joining Fee: NA
  • Renewal Fee: Rs. 599
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 within the first 30 days of card issuance.
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Issued by Kotak Mahindra Bank, the Veer Select Credit Card is an exclusive card for the officials of the Indian armed forces. It is a special card to honour the brave guardians of our nation. This credit card enables them to manage their essential purchases while earning rewards and avail of several other exciting benefits. It comes with a zero joining fee and renewal fee of Rs. 599 that can be waived off on the basis of the total annual spends of the cardholders. As a welcome benefit, cardholders get access to complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 in the first 30 days. Along with this, the cardholders get multiple other benefits such as a 1% fuel surcharge waiver, 1.8% railway surcharge waiver, and complimentary access to domestic airport lounges every year. With a really good reward rate, this card enables the armed force official to earn benefits on their daily expenditures so that their experience of shopping, dining and purchasing essentials is enhanced. Read below to know more about this card.

New Features

Spend Based Waiver

On spending Rs. 1,00,000 on retail purchases, the annual fee for the next year is waived.

Interest Rates

3.5% per month (42% annually)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver across all petrol pumps (capped at Rs. 3500 annually)

Foreign Currency Markup


Cash Advance Charges

Rs. 300 per withdrawal of Rs. 10,000.

Movie & Dining



Complimentary access to domestic airport lounges

International Lounge Access


Rewards Rate

3 Reward Points on every spend of Rs. 200, and 3x Reward Points on movies, dining, and departmental stores.



Insurance Benefits

Insurance cover worth Rs. 2.5 lakhs against unauthorized transactions on a lost/stolen card

Reward Redemption

Redeem points against a host of categories such as Movies, Mobile Recharges, and e-vouchers. 1 Kotak Reward Point = Re. 0.25.

Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter

Zero Liability Protection

Zero liability protection against a lost/stolen card is provided to the cardholder if the loss is reported to the bank immediately.


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