Kotak White Credit Card

  • Joining Fee: Rs. 3,000 + GST
  • Renewal Fee: Rs. 3,000 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Voucher worth Rs. 1,500 on spending Rs. 30,000 withing 60 days of card setup
Add to Compare

Kotak Mahindra Bank recently launched its White credit card with a unique method of rewarding its card members in the form of White Pass value. It can be considered a toned-down version of the Kotak White Reserve Credit Card, which is a super-premium card offered by the bank. This White Pass rewarding system is more like a milestone benefit as you gain White Pass value upon achieving spends-based milestones. This White Pass value can be redeemed against shopping vouchers on the Kotak White portal. You also get complimentary domestic and international airport lounge access with this card. Read on to learn more about this offering by the Kotak Mahindra bank.

New Features

Spend Based Waiver

Nil


Interest Rates

Waived for transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 3,500/year)


Add-on Card Fee

Rewards Redemption Fee

Nil


Fuel Surcharge

Rs. 300 per Rs. 10,000 (or part thereof) withdrawn.

Foreign Currency Markup

3.1% per month (37.2% annually)


Cash Advance Charges

Movie & Dining


Travel

N/A


International Lounge Access

Cover against unauthorized use of card worth Rs. 2.5 lakh

Rewards Rate


Golf

8 complimentary domestic lounge access every year (2/quarter)


Insurance Benefits

Cover worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card

Reward Redemption


Domestic Lounge Access

4 complimentary international lounge access annually with Priority Pass


Zero Liability Protection

Annual fee waived on expenditure of Rs. 5 lakh in the preceeding year

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak League Platinum Credit Card

Kotak League Platinum credit card is a card launched by Kotak Mahindra Bank that provides exclusive rewards and benefits on your spending. On payment of the annual fee, you get a movie voucher worth Rs 500 as a welcome gift. Furthermore, the card provides you with 4 free PVR movie tickets or 10,000 reward points on spending Rs 1,25000 every six months. Also, this card comes with several other features like a 1% fuel surcharge waiver, railway surcharge waiver, zero protection liability, spend-based waiver, and much more.

View More
Add to Compare

YES Bank EMI Credit Card

The YES Bank EMI Credit Card is one of the two recently launched cards by the YES Bank, the other one being the BYOC Credit Card. The EMI Credit Card, as suggested by its name, is targeted at people who prefer paying for large transactions in EMIs. It comes with a nominal annual membership fee of Rs. 499 and you can get it waived on achieving the required annual spending in the preceding year. Talking about its key features, this card comes with auto EMI conversion, and all transactions above Rs. 5,000 are automatically converted into EMIs. The card also offers decent cashback benefits and you can earn up to 3% cashback on transactions made using it. To know more about the YES Bank’s EMI Credit Card and all its features in detail, keep reading the article:

View More
Add to Compare

SBI SimplySAVE Credit Card

A great entry-level credit card, the SBI SimplySAVE charges an annual fee of Rs. 499 and offers a welcome benefit of 2000 bonus reward points. You earn accelerated reward points on grocery, movies, and departmental store purchases with the card, making it perfect for individuals who are new to the credit scene and are seeking to save money on essential everyday expenses. In addition to rewards, you receive an annual fee waiver on spending Rs. 1 lakh or more with the card. There are limited travel, dining, or entertainment privileges associated with the card, as it is primarily designed for beginners seeking an entry-level credit card. To learn more about the card, its benefits and features, as well as its fees and charges, continue reading.

View More