Kotak White Credit Card

  • Joining Fee: Rs. 3,000 + GST
  • Renewal Fee: Rs. 3,000 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Voucher worth Rs. 1,500 on spending Rs. 30,000 withing 60 days of card setup
Add to Compare

Kotak Mahindra Bank recently launched its White credit card with a unique method of rewarding its card members in the form of White Pass value. It can be considered a toned-down version of the Kotak White Reserve Credit Card, which is a super-premium card offered by the bank. This White Pass rewarding system is more like a milestone benefit as you gain White Pass value upon achieving spends-based milestones. This White Pass value can be redeemed against shopping vouchers on the Kotak White portal. You also get complimentary domestic and international airport lounge access with this card. Read on to learn more about this offering by the Kotak Mahindra bank.

New Features

Spend Based Waiver

Nil


Interest Rates

Waived for transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 3,500/year)


Add-on Card Fee

Rewards Redemption Fee

Nil


Fuel Surcharge

Rs. 300 per Rs. 10,000 (or part thereof) withdrawn.

Foreign Currency Markup

3.1% per month (37.2% annually)


Cash Advance Charges

Movie & Dining


Travel

N/A


International Lounge Access

Cover against unauthorized use of card worth Rs. 2.5 lakh

Rewards Rate


Golf

8 complimentary domestic lounge access every year (2/quarter)


Insurance Benefits

Cover worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card

Reward Redemption


Domestic Lounge Access

4 complimentary international lounge access annually with Priority Pass


Zero Liability Protection

Annual fee waived on expenditure of Rs. 5 lakh in the preceeding year

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card is an entry-level credit card offered by HSBC Bank. It comes with no joining and annual fee and welcomes its customers with exclusive benefits, including complimentary lounge access, up to Rs. 2,000 cashback, a 50% discount on Google Pay, etc. With this card, you earn 2 Reward Points on every Rs. 100 you spend and you earn 5x reward points once your total spends reach Rs. 4 lakhs in an anniversary year. Not only the reward points, but it also gives you an amazing opportunity to earn up to Rs. 1,000 cashback every year under its milestone benefits. Moreover, you get exciting benefits from the partner brands, including the ‘Buy 1 get 1 Free’ offer on BookMyShow and a discount of 10% on Tata Cliq, etc. Moreover, the fuel surcharge waiver, zero liability protection against a lost card are also among the key features of the card. To know more about the HSBC Visa Platinum Credit Card, keep reading:

View More
Add to Compare

YES Prosperity Cashback Plus Credit Card

As suggested by the name, the YES Prosperity Cashback Plus Credit Card provides exclusive cashback benefits to its customers. With a joining fee of Rs. 1,499, you get an assured cashback of 0.75% on all your retail spends. On groceries & movie ticket bookings, you get a cashback of 5% (up to Rs. 100 every statement cycle). You also get a 5% cashback on paying utility bills through YES PayNow. As a welcome benefit, the card offers you a cashback of Rs. 250 on a minimum transaction of Rs. 2,500 within the first 30 days after receiving your card. Not only this, but you also get additional benefits like a credit shield cover and zero ability protection against a lost/stolen card. In short, the card lets you save on all your spends through its exciting cashback offers. To know all about the YES Prosperity Cashback Plus Credit Card, its benefits, and fees & charges, refer to the detailed information given below:

View More
Add to Compare

PVR Kotak Gold Credit Card

The PVR Kotak Gold credit card is a co-branded card in partnership with PVR cinemas. It is a unique card specially made for people who love to go to the movies. It comes with a joining fee of Rs. 0 and provides exciting spend-based movie offers that will allow you to save your movie spends totally. On spending over Rs. 10,000 in a month, you get 1 PVR movie ticket for free, and if you spend over Rs. 15,000 in a month, you will get 2 free PVR movie tickets. Not only tickets, but the card also pays for your popcorn. Moreover, the PVR Kotak Gold credit card comes with great benefits as your add-on card has all the features that you have in your PVR Kotak Gold credit card. This was not all about the benefits of this card. Being one of the popular Kotak Bank Credit cards in terms of movie benefits, it also provides exciting offers on Food & Beverages and comes with insurance benefits. To know all about the card, its fees & charges, and all its benefits, keep reading:

View More