Kotak White Reserve Credit Card

  • Joining Fee: Rs. 12,500 (plus applicable taxes)
  • Renewal Fee: Rs. 12,500 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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After the Kotak White Credit Card, Kotak Mahindra Bank has recently launched the Kotak White Reserve Credit Card which has a different way of rewarding its customers in the way of White Pass. This White Pass balance can be redeemed against gift vouchers, flights, hotels, travel expeditions by National Geographic, and much more. Kotak White Reserve Credit Card is a premium credit card that offers you humongous benefits. This card also offers you complimentary lounge access to 1000+ international airports. This card brings with it benefits on fuel, golf courses, foreign transaction fees, etc. Keep reading the article to know more about this card –

New Features

Spend Based Waiver

The renewal fee can be waived off on spending Rs. 10,00,000 or more in the previous year.

Interest Rates

3.5% per month (or 42% annually)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% at all fuel stations in India

Foreign Currency Markup

2% on all international transactions

Cash Advance Charges

Rs. 300 for every Rs. 10,000 withdrawn or part thereof

Movie & Dining

Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region


Complimentary access to lounges at 1000+ airports around the world

International Lounge Access

Complimentary lounges access at international airports

Rewards Rate

White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs


2 Golf Rounds each month at selected golf courses around the world

Insurance Benefits


Reward Redemption

The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at www.kotakbankwhite.com. The White Pass Value can also be redeemed for cash.

Domestic Lounge Access

Complimentary lounge access at domestic airports

Zero Liability Protection

Zero Liability Protection is provided against lost/stolen credit cards upon reporting to the customer care of the bank.


No data available


No data available

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