Kotak Zen Signature Credit Card

  • Joining Fee: Rs 1500 plus applicable taxes
  • Renewal Fee: Rs 1500 plus applicable taxes
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 1500 Zen Points on payment of joining fees
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Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on your purchases. As a welcome benefit, you get 1500 Zen points on the payment of the joining fees. You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You get 8 complimentary domestic lounge access annually and 3 complimentary international lounge access with Priority Pass membership. Also, you get several other benefits such as a fuel surcharge waiver of 1%, Spend based waiver on the spending of Rs  1,50,000 in a year, and priority attend services. Read below to know more about this credit card

New Features

Spend Based Waiver

You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000

Interest Rates

3.4% per month (40.80 per annum)

Add-on Card Fee

Rs 299/-

Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Foreign Currency Markup

3.5% on the conversion amount

Cash Advance Charges

Rs 300 on the withdrawal amount

Movie & Dining



Complimentary Lounge Access Worldwide

International Lounge Access

3 Complimentary International Lounges with Priority Pass Membership.

Rewards Rate

You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories



Insurance Benefits


Reward Redemption

1 Zen Point = Rs 0.25  redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets

Domestic Lounge Access

8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program

Zero Liability Protection



No data available


No data available

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