LIC Gold EMV Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Nil
  • Best Suited For: Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Life Insurance Corporation offers a LIC Gold EMV Credit Card to cater to the needs of first-time credit card users. With this card, you can enjoy insurance benefits and shopping benefits. You can get this credit card with no joining and renewal fee. Keep reading to know more about the LIC Gold EMV credit card’s features and benefits.

New Features

Spend Based Waiver

NA


Interest Rates

2.75% p.m. (33% p. a.)


Add-on Card Fee

NIL for the first and Rs. 100 is charged for every other additional add-on credit card.

Rewards Redemption Fee

Rs. 30 + GST


Fuel Surcharge

Avail 2.5% fuel surcharge waiver at all petrol pumps in India. Minimum of Rs. 10.

Foreign Currency Markup

3.50% on the conversion amount


Cash Advance Charges

2.5% or a minimum of Rs. 250.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

You can earn 1 reward point on spending every Rs. 150 using this card. 1 RP = Rs. 0.25.


Golf

NA


Insurance Benefits

Covers personal accident insurance of up to Rs. 1 lakh and a credit shield of upto Rs. 50,000 in case of permanent disability with this credit card. You also get purchase protection of Rs. 50,000.

Reward Redemption

Reward points can be used for clearing credit card outstanding. They can also be redeemed towards home and lifestyle products as well as dining and shopping benefits A minimum of 1,000 reward points can be redeemed towards the credit card balance.


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

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