LIC Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

LIC Platinum credit card is a co-branded Visa card launched in partnership with Axis bank. You get charged with no joining fee or renewal fee using the LIC Platinum credit card. The customers can get 2 reward points for every Rs 100 spent on LIC premium payments and international spending. In addition to this,  You can earn 1 reward point for every Rs 100 spent across multiple categories except e-wallet loading, fuel transactions, and EMI transactions. Furthermore, you also get complimentary lost liability cover, personal accident cover, and air accidental insurance cover using this credit card. Read Below to know more about Axis Bank LIC Platinum credit card’s features and offers.

New Features

Spend Based Waiver

NA


Interest Rates

3.6% per month ( 52.86% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 30 per redemption request


Fuel Surcharge

1% fuel surcharge waiver on all transactions across all fuel stations

Foreign Currency Markup

3.5% on the conversion amount.


Cash Advance Charges

2.5% on the withdrawal amount subject to the minimum amount of Rs 500.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

2 Reward Points for every Rs 100 spent on LIC Premium payment and international spends and 1 Reward Point for every Rs 100 spent on other categories.


Golf

NA


Insurance Benefits

You also get personal accidental insurance and air accidental insurance worth Rs 3 Lakh and 1 crore.

Reward Redemption

Redeem the reward points accumulated on your LIC Platinum credit card against the reward catalog as per the conversion rates applicable.


Domestic Lounge Access

NA


Zero Liability Protection

Lost card liability cover upto the credit limit

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Citi Rewards Credit Card

The Citi Rewards Credit Card aims at delivering its cardholders with lucrative Reward offers across several categories. With a joining fee of Rs. 1,000, the card offers an amazing opportunity as a welcome benefit to earn up to 2,500 bonus Reward Points. The card offers 1 Reward Point per Rs. 125 spent and 10x Reward Points or purchases made on apparel & departmental stores. Not only this, but one can also receive bonus Reward Points every month by spending Rs. 30,000 or more in a month. These Reward Points are redeemable against a variety of categories, including fuel, AirMiles, cashback, etc. The card has a nominal yearly fee of Rs. 1,000, which can be waived off on spending  Rs. 30,000 or more in the previous year. Read on for more information on Citibank Rewards Credit Card.

View More
Add to Compare

AU Bank InstaPay Credit Card

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

View More
Add to Compare

Standard Chartered Smart Credit Card

The Standard Chartered Smart Credit Card, which was launched by the SC Bank in January 2022, is a cashback credit card targeted at low-income individuals or people who are just entering the world of credit cards. It comes with a nominal joining fee of Rs. 499, and provides its customers with a longer interest-free period for the first 90 days after card issuance. Talking about its cashback benefits, you earn 2% cashback on all online transactions and a 1% cashback on offline spends. You can earn up to Rs. 1,500 cashback every month using this card, i.e, up to Rs. 18,000 cashback every year. Other than this, you can also save the renewal fee of Rs. 499 by spending Rs. 1,20,000 or more in the previous year. With all these amazing saving benefits, the card can be considered best suited for individuals who spend online very often and want to save more on their purchases. To understand the features & benefits, and fees & charges of the Standard Chartered Smart Credit Card in detail, keep reading:

View More