LIC Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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LIC Platinum credit card is a co-branded Visa card launched in partnership with Axis bank. You get charged with no joining fee or renewal fee using the LIC Platinum credit card. The customers can get 2 reward points for every Rs 100 spent on LIC premium payments and international spending. In addition to this,  You can earn 1 reward point for every Rs 100 spent across multiple categories except e-wallet loading, fuel transactions, and EMI transactions. Furthermore, you also get complimentary lost liability cover, personal accident cover, and air accidental insurance cover using this credit card. Read Below to know more about Axis Bank LIC Platinum credit card’s features and offers.

New Features

Spend Based Waiver


Interest Rates

3.6% per month ( 52.86% per annum)

Add-on Card Fee


Rewards Redemption Fee

Rs 30 per redemption request

Fuel Surcharge

1% fuel surcharge waiver on all transactions across all fuel stations

Foreign Currency Markup

3.5% on the conversion amount.

Cash Advance Charges

2.5% on the withdrawal amount subject to the minimum amount of Rs 500.

Movie & Dining




International Lounge Access


Rewards Rate

2 Reward Points for every Rs 100 spent on LIC Premium payment and international spends and 1 Reward Point for every Rs 100 spent on other categories.



Insurance Benefits

You also get personal accidental insurance and air accidental insurance worth Rs 3 Lakh and 1 crore.

Reward Redemption

Redeem the reward points accumulated on your LIC Platinum credit card against the reward catalog as per the conversion rates applicable.

Domestic Lounge Access


Zero Liability Protection

Lost card liability cover upto the credit limit


No data available


No data available

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