Lifestyle Home Centre SBI Card

  • Joining Fee: Rs. 499 plus applicable taxes
  • Renewal Fee: Rs. 499 plus applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.
Add to Compare

The Lifestyle Home Centre SBI Card is a shopping credit card launched by the SBI Card for the customers who shop regularly at Lifestyle, Home Centre, Max and Spar stores. The bank has launched three credit cards in the same category: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT and Lifestyle Home Centre SBI Card Prime. The card offers reward points every time you shop from these stores and also for transactions made in Dining and movie purchases. Not only this, you can earn up to 16,000 reward points worth Rs. 4,000 every year as milestone benefits. On top of that, the card offers 2,000 reward points every year on renewing the card. The Lifestyle Home Centre SBI Card offers tons of reward points every year, and also provides the facility to redeem Reward Points instantly at Lifestyle, Home Centre and Max stores. Keep reading for a detailed review of the card.

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

1% fuel surcharge waiver for fuel transaction between Rs. 500 to Rs. 3,000. Capped at Rs. 100 per statement cycle.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% subject minimum Rs. 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

5 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Earn 1 Reward point Rs. 100 spent on other retail purchases (except Fuel).


Golf

NA


Insurance Benefits

NA

Reward Redemption

Redeem Reward Points instantly at Lifestyle, Home Centre and Max stores (1 Landmark Reward = Rs 0.60).


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

SBI Shaurya Select Credit Card

The Shaurya Select SBI Credit Card comes exclusively for the people serving the nation by working in defense services, like Army, Navy, Paramilitary, and Airforce. It comes with a zero joining fee and charges a renewal fee of Rs. 1,499 every year from the second year. This renewal fee is waived off if you spend Rs. 1.5 lakhs or more in the previous year. Talking about its reward programs, you can earn up to 10 Reward Points on every Rs. 100 you spends and redeem your earned points against a wide array of options. Other than this, you get 1,500 bonus Reward Points every time you renew your card membership. Apart from Reward Points, the card provides you with great milestone benefits. You get a complimentary Pizza hut e-voucher on achieving the quarterly milestone spend and a gift voucher from Yatra/Pantaloons on achieving the annual spend milestone. Other than all this, you get complimentary insurance cover against personal accident, fuel surcharge waiver, zero liability protection, etc. To know more about the Shaurya Select SBI Card and its fees & charges, keep reading the article:

View More
Add to Compare

Bank of Baroda ( BoB ) Select Credit Card

The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

View More
Add to Compare

Kotak Essentia Platinum Credit Card

The Essentia Platinum card by Kotak Mahindra bank is one of the entry-level credit cards. Still, it can be very rewarding if it fits your spending habits and used the right way. There is no other credit card in the Indian market that is more rewarding as far as grocery and essential spends are concerned. If that is how you’re gonna use your card, just close your eyes and sign up for this Essentia Platinum credit card; you certainly can not go wrong with this one. The card gives you a 10% return on grocery spends as Saving Points which can be redeemed at Kotak Rewards portal or used as cash at partner merchants (one saving point is equivalent to Re. 1). Doesn’t it sound cool to earn Saving Points for grocery spends and redeem them for a flight ticket on your next vacation!

View More