Metro Kotak Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Rs. 500 cashback on making a single transaction worth Rs. 10,000 or more within the first 30 days.
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If you are a kirana store owner, hotel/restaurant owner, or caterer, and trying to find the best business credit card for you, the new Metro Kotak Credit Card is probably the best option for you. It is a co-branded credit card launched by Kotak Mahindra Bank in partnership with Metro Wholesale. The card comes with a zero annual fee and is exclusively targeted at those who use Metro Wholesale for their business requirements. This card has limited, but exciting benefits, including up to 1% cashback (capped at Rs. 10,000 per statement cycle) on the basis of your monthly spends. The Kotak Metro Credit Card is exclusively for Metro Wholesale membership, so you would be eligible for this card if you have a valid Metro membership. Moreover, transactions like international purchases and fuel purchases are not applicable to this card as it is supposed to be used for Metro Wholesale spends only. The cardholders can save a decent amount on their business spending using this card and hence, it becomes a good option for the above-mentioned types f business (hotels, restaurants, traders, kirana store owners, etc). To know more about the Metro Kotak Credit Card and all its features, continue reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

NA (fuel transactions are not applicable to this card)

Foreign Currency Markup

NA


Cash Advance Charges

Rs. 300 for every withdrawal of Rs. 10,000

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

Up to 1% cashback on monthly spends above Rs. 10,000 with this card.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The cashback is directly credited to the cardholder’s accounts.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholders are not liable for any fraudulent transactions made through a lost/stolen card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

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