Benefites of SBI Credit Card Total Benefits...
Lifestyle Home Centre SBI Card
- Joining Fee: Rs. 499 plus applicable taxes
- Renewal Fee: Rs. 499 plus applicable taxes
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: 2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.
The Lifestyle Home Centre SBI Card is a shopping credit card launched by the SBI Card for the customers who shop regularly at Lifestyle, Home Centre, Max and Spar stores. The bank has launched three credit cards in the same category: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT and Lifestyle Home Centre SBI Card Prime. The card offers reward points every time you shop from these stores and also for transactions made in Dining and movie purchases. Not only this, you can earn up to 16,000 reward points worth Rs. 4,000 every year as milestone benefits. On top of that, the card offers 2,000 reward points every year on renewing the card. The Lifestyle Home Centre SBI Card offers tons of reward points every year, and also provides the facility to redeem Reward Points instantly at Lifestyle, Home Centre and Max stores. Keep reading for a detailed review of the card.
New Features
Spend Based Waiver
NA
Interest Rates
3.5% per month (42% per annum)
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 per redemption request.
Fuel Surcharge
1% fuel surcharge waiver for fuel transaction between Rs. 500 to Rs. 3,000. Capped at Rs. 100 per statement cycle.
Foreign Currency Markup
3.5% of the transaction amount
Cash Advance Charges
2.5% subject minimum Rs. 500
Movie & Dining
NA
Travel
NA
International Lounge Access
NA
Rewards Rate
5 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Earn 1 Reward point Rs. 100 spent on other retail purchases (except Fuel).
Golf
NA
Insurance Benefits
NA
Reward Redemption
Redeem Reward Points instantly at Lifestyle, Home Centre and Max stores (1 Landmark Reward = Rs 0.60).
Domestic Lounge Access
NA
Zero Liability Protection
NA
Pros
No data available
Cons
No data available