Lifestyle Home Centre SBI Card

  • Joining Fee: Rs. 499 plus applicable taxes
  • Renewal Fee: Rs. 499 plus applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.
Add to Compare

The Lifestyle Home Centre SBI Card is a shopping credit card launched by the SBI Card for the customers who shop regularly at Lifestyle, Home Centre, Max and Spar stores. The bank has launched three credit cards in the same category: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT and Lifestyle Home Centre SBI Card Prime. The card offers reward points every time you shop from these stores and also for transactions made in Dining and movie purchases. Not only this, you can earn up to 16,000 reward points worth Rs. 4,000 every year as milestone benefits. On top of that, the card offers 2,000 reward points every year on renewing the card. The Lifestyle Home Centre SBI Card offers tons of reward points every year, and also provides the facility to redeem Reward Points instantly at Lifestyle, Home Centre and Max stores. Keep reading for a detailed review of the card.

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

1% fuel surcharge waiver for fuel transaction between Rs. 500 to Rs. 3,000. Capped at Rs. 100 per statement cycle.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% subject minimum Rs. 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

5 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Earn 1 Reward point Rs. 100 spent on other retail purchases (except Fuel).


Golf

NA


Insurance Benefits

NA

Reward Redemption

Redeem Reward Points instantly at Lifestyle, Home Centre and Max stores (1 Landmark Reward = Rs 0.60).


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDBI Euphoria World Credit Card

The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. There are several other advantages of the IDBI Euphoria World Credit Card that include spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:

View More
Add to Compare

Kotak Essentia Platinum Credit Card

The Essentia Platinum card by Kotak Mahindra bank is one of the entry-level credit cards. Still, it can be very rewarding if it fits your spending habits and used the right way. There is no other credit card in the Indian market that is more rewarding as far as grocery and essential spends are concerned. If that is how you’re gonna use your card, just close your eyes and sign up for this Essentia Platinum credit card; you certainly can not go wrong with this one. The card gives you a 10% return on grocery spends as Saving Points which can be redeemed at Kotak Rewards portal or used as cash at partner merchants (one saving point is equivalent to Re. 1). Doesn’t it sound cool to earn Saving Points for grocery spends and redeem them for a flight ticket on your next vacation!

View More
Add to Compare

BoB Corporate Credit Card

Bank of Baroda, along with offering several retail credit cards, also offers some business cards keeping the credit requirements of businesses and corporates in mind. One such card is the Bank of Baroda Corporate Credit Card, which is a lifetime-free yet very rewarding card. It offers a decent reward rate of up to 1 Reward Point on every spend of rs. 100 and the earned Reward Points can be redeemed against the card’s outstanding balance. Other than this, the card offers free domestic lounge access every year to selected domestic airports in India. Moreover, you get insurance covers worth up to Rs. 1 Crore against personal accidental death. Other features of this card include a fuel surcharge waiver, easy tracking of all the spends, and many more. For more detailed information about the BoB Corporate Credit Card, all its features, and fees & charges, keep reading:

View More