Standard Chartered Ultimate Credit Card

Joining Fee: Rs. 5,000
Renewal Fee: Rs. 5,000
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 6,000 Rewards redeemable for shopping vouchers or charity spends under the Standard Chartered 360° rewards program.

Apply Now

Add to Compare

Standard Chartered launched its Ultimate credit card in September 2017. It is the most premium card issued by the bank as of now. It should be the card of choice for individuals with a high income who want to enjoy an elite lifestyle without compromising with their lavish needs. This card is in direct competition with ICICI Bank Sapphiro credit card and HDFC Bank Infinia credit card Metal Edition. Earlier, the card was being offered in two variants- the Visa Infinite variant and MasterCard World variant; the former has now been discontinued, though. Since it’s a premium card, Standard Chartered offers some exclusive benefits to its customers, like, golf services, Priority Pass membership, etc; with this card. Considering all the international travel requirements of its customers in mind, Standard Chartered has also kept the foreign currency exchange rate at 2% (lower than the average fee of 3.5%) and offers 5% cashback on duty-free purchases at airports. As it is a Reward Points-based credit card, you get 5 Rewards on every Rs. 150 spent using this card, which can be redeemed against shopping vouchers or charity spends under the Standard Chartered 360° rewards program.

New Features

Spend Based Waiver

None

Interest Rates

3.75% every month or 45% annually

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver is applicable. Maximum Rs. 1,000 each month.

Foreign Currency Markup

2% (3.5% charged at the time of transaction and 1.5% cashback within 60 days)

Cash Advance Charges

3% of the transacted amount, subject to a minimum fee of Rs. 300

Movie & Dining

N/A

Travel

Complimentary Priority Pass membership with free domestic and international lounge access, and 5% cashback on all duty-free purchases at airports.

International Lounge Access

1 complimentary lounge visits per month with the Priority Pass membership.

Rewards Rate

5 Reward Points on every retail purchase of Rs. 150

Golf

1 complimentary golf game per month, and 1 free golf coaching session each month.

Insurance Benefits

Air accidental insurance cover worth Rs. 1 crore, and several travel insurance covers.

Reward Redemption

The earned Rewards are redeemable on the SC online portal under the Standard Chartered 360° rewards program. 1 Reward Point = Re. 1.

Domestic Lounge Access

16 domestic lounge access per year (4 every quarter)

Zero Liability Protection

Cardholder won’t be liable for any fraudulent transaction made on their lost/stolen card once the loss of card is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Ferrari Signature Credit Card

The ICICI Bank Ferrari Signature Credit Card is a co-branded credit card issued by the bank in partnership with Ferrari. It is specially made for individuals who are Ferrari fans in order to provide them with exclusive Ferrari privileges. The cardholders can avail of a 20% discount on Ferrari merchandise and top spenders get exclusive privileges, including a trip to the home of Ferrari in Italy. Moreover, you earn 2 Reward Points on every Rs. 100 you spend using this card and redeem these points against several categories & products of your choice. Other than all these reward offers, the card comes with exciting travel and entertainment benefits as well. You can avail of up to 2 complimentary movie tickets every month, 2 complimentary domestic lounge access every quarter, and make your experiences even more rewarding. Moreover, additional benefits of this card include a spend-based annual fee waiver, fuel surcharge waiver, etc. To get full details about the features of te ICICI Bank Ferrari Signature Credit card, keep reading:

Add to Compare

Canara Bank Visa Classic/MasterCard Standard Credit Card

Canara Bank, being a popular and trusted bank in India, also offers great credit card services to its customers. One of the most basic yet advantageous cards issued by the Canara Bank is the Canara Bank Visa Classic/MasterCard Standard Credit Card. As suggested by its name, it comes in two variants namely Visa Classic and MasterCard Standard, but the features of both the variants are exactly the same. This card comes with a zero annual fee and hence is a choice for thousands of people who want to start their credit journey with a basic lifetime free card. The card is very similar to the Canara Bank RuPay Select Credit Card, which is also a zero annual fee credit card and offers a similar reward rate. With this card, you can earn 2 Reward Points on every Rs. 100 you spend. Moreover, the Visa Classic/MasterCard Standard Credit Card also provides you with some complimentary insurance covers. For further information regarding this card, its features, and fees & charges, keep reading:

Add to Compare

Standard Chartered EaseMyTrip Credit Card

Standard Chartered Bank was previously offering a co-branded travel credit card in partnership with Emirates Airlines, but this card has been discontinued now. After this, the bank tied up with EaseMyTrip, an online travel services-related company, to launch another co-branded travel card named standard chartered easemytrip credit card. This card comes with a nominal joining and annual fee of Rs. 350, which can easily be waived off on achieving the required annual spend. Being a travel credit card, it offers exclusive deals and discounts on travel-related bookings via the EaseMyTrip app/website. Along with lots of travel privileges, cardholders get decent reward rates across all the categories and accelerated rewards on travel bookings. Talking about its additional benefits, you get complimentary airport lounge access to several domestic as well as international airports. Moreover, it offers a spend-based annual fee waiver, which allows you to avoid paying the renewal fee by spending a very nominal amount in the previous anniversary year. To understand all the privileges of the Standard Chartered EaseMyTrip Credit Card, keep reading the article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all