Benefites of SBI Credit Card Total Benefits...
Gild Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: Free metal card holder
The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.
New Features
Spend Based Waiver
NA
Interest Rates
30% p.a.
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
Nil
Foreign Currency Markup
2.5%
Cash Advance Charges
Rs. 125 per transaction (maximum capping at Rs. 10,000)
Movie & Dining
NA
Travel
NA
International Lounge Access
NA
Rewards Rate
0.75% back as Petals on every transaction
Golf
NA
Insurance Benefits
NA
Reward Redemption
Petals can be redeemed for digital gold, where 1 Petal = Rs. 1 worth of digital gold
Domestic Lounge Access
NA
Zero Liability Protection
NA
Pros
No data available
Cons
No data available