Union Uni Carbon Credit Card

  • Joining Fee: Rs 499 + GST
  • Renewal Fee: Rs 499 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: You get Rs 300 credited on your bill amount on using your Union Uni Carbon credit card at any HPCL fuel station
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Union Uni Carbon credit card is a fuel card is offered in co-partnership with HPCL. The card rewards you on your fuel spendings by providing you with 4% cashback on every Rs 100 spent. You get 6 payback points on every Rs 100 on fuel transactions Union Uni Carbon credit card at HPCL fuel stations via the HP Pay app or POS. You can unlock bonus reward points on annual spending of Rs 1,25,000 in form of milestone benefits. Also, you get a spend-based waiver on annual spending of Rs 1,00,000 or above in the previous year. Furthermore, you also get a 1% fuel surcharge waiver on fuel transactions of Rs 200 or more. Read below to know more in detail about this credit card.

New Features

Spend Based Waiver

A spend-based waiver on an annual fee of Rs 499 on the spending of Rs 1,00,000 or above in the previous year.


Interest Rates

2.95% p.m. (41.75% p.a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations

Foreign Currency Markup

3%


Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback and 6 payback points on fuel transactions made at HPCL fuel stations. Besides that, you earn 2 reward points on every Rs 100 spent non-fuel transactions using this credit card.


Golf

NA


Insurance Benefits

Air accidental cover upto Rs 10 lakhs using this credit card.

Reward Redemption

1 Reward point = Rs 0.25 redeemed against cashback at HP Pay app using your credit card.


Domestic Lounge Access

NA


Zero Liability Protection

You get a protection liability against fraudulent transactions reported within a stipulated time

Pros

No data available

Cons

No data available

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