Benefites of SBI Credit Card Total Benefits...
Union Uni Carbon Credit Card
- Joining Fee: Rs 499 + GST
- Renewal Fee: Rs 499 + GST
- Best Suited For: Fuel
- Reward Type: Reward Points
- Welcome Benefites: You get Rs 300 credited on your bill amount on using your Union Uni Carbon credit card at any HPCL fuel station
Union Uni Carbon credit card is a fuel card is offered in co-partnership with HPCL. The card rewards you on your fuel spendings by providing you with 4% cashback on every Rs 100 spent. You get 6 payback points on every Rs 100 on fuel transactions Union Uni Carbon credit card at HPCL fuel stations via the HP Pay app or POS. You can unlock bonus reward points on annual spending of Rs 1,25,000 in form of milestone benefits. Also, you get a spend-based waiver on annual spending of Rs 1,00,000 or above in the previous year. Furthermore, you also get a 1% fuel surcharge waiver on fuel transactions of Rs 200 or more. Read below to know more in detail about this credit card.
New Features
Spend Based Waiver
A spend-based waiver on an annual fee of Rs 499 on the spending of Rs 1,00,000 or above in the previous year.
Interest Rates
2.95% p.m. (41.75% p.a.)
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations
Foreign Currency Markup
3%
Cash Advance Charges
3% or Rs. 200 (whichever is higher)
Movie & Dining
NA
Travel
NA
International Lounge Access
NA
Rewards Rate
16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback and 6 payback points on fuel transactions made at HPCL fuel stations. Besides that, you earn 2 reward points on every Rs 100 spent non-fuel transactions using this credit card.
Golf
NA
Insurance Benefits
Air accidental cover upto Rs 10 lakhs using this credit card.
Reward Redemption
1 Reward point = Rs 0.25 redeemed against cashback at HP Pay app using your credit card.
Domestic Lounge Access
NA
Zero Liability Protection
You get a protection liability against fraudulent transactions reported within a stipulated time
Pros
No data available
Cons
No data available