Benefites of SBI Credit Card Total Benefits...
SBI AURUM Credit Card
- Joining Fee: Rs. 9,999 + GST
- Renewal Fee: Rs. 9,999 + GST
- Best Suited For: Movies | Travel | Dining | Shopping
- Reward Type: Reward Points
- Welcome Benefites: 40,000 Reward Points and complimentary memberships of Zomato Pro and BBStar (6 months)
SBI Card has ventured into the super-premium credit card segment with the introduction of the metallic Aurum Credit Card. The Aurum Credit Card competes directly with HDFC Bank Infinia, ICICI Bank Emeralde, and American Express Platinum credit cards. Previously, the ELITE Credit Card held the position as SBI Card’s most premium offering, but it has now been replaced by the Aurum Card. The SBI Aurum Credit Card boasts a premium appearance, featuring a metallic design and an elegant black finish adorned with golden stripes. In addition to the standard Reward Points benefits, this premium credit card offers a range of complimentary privileges. You would receive complimentary gift vouchers from Tata CliQ Luxury and Taj upon achieving specified spending milestones. Keep reading to discover more about this super-premium offering from SBI Cards.
New Features
Spend Based Waiver
Annual membership fee waived off on annual spends of Rs. 12,00,000
Interest Rates
3.5% per month (42% per annum)
Add-on Card Fee
Nil
Rewards Redemption Fee
N/A
Fuel Surcharge
1% fuel surcharge waived off at all fuel stations across India.
Foreign Currency Markup
1.99% of the transaction amount
Cash Advance Charges
2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500
Movie & Dining
Complimentary memberships of Zomato Pro and Eazydiner Prime and 4 movie tickets from BookMyShow every month (max cap of Rs. 250 per ticket)
Travel
Complimentary domestic and international airport lounge access and complimentary airport spa access.
International Lounge Access
Unlimited international airport lounge access with complimentary Dreamfolks lounge program membership
Rewards Rate
4 Reward Points per Rs. 100 spent (reward rate of 1%)
Golf
N/A
Insurance Benefits
N/A
Reward Redemption
Reward Points are redeemable for gift vouchers, hotel reservations, flight tickets etc., on dedicated AURUM Rewards portal
Domestic Lounge Access
4 complimentary domestic lounge access under Visa/MasterCard domestic lounge program
Zero Liability Protection
Cardholder not liable for fraudulent transactions post reporting the loss of card to the bank
Pros
You get 40,000 Reward Points as a welcome benefit with the SBI Aurum Credit Card. With this card, you also get Tata CLiQ Luxury vouchers worth Rs. 5,000 on achieving the milestone benefit.
Cons
There are no insurance benefits provided along with this card. Earlier subscriptions like Amazon Prime and Discovery Plus were offered along with the card, which has been since discontinued.