Axis Bank Freecharge Plus Credit Card

  • Joining Fee: Rs. 350
  • Renewal Fee: Rs. 350
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: You get gift vouchers worth Rs. 750.
Add to Compare

The Axis Bank Freecharge Plus Credit Card is the superior version of the Freecharge Credit Card issued by the Axis Bank. It is a virtual credit card that you can get instantly after approval on the Freecharge app. However, you can order the physical card as well, but the virtual card gets you all the benefits of the physical card. It comes with a joining and annual fee of Rs. 350 and earns you gift vouchers worth Rs. 700 on card activation. With this card, you can earn up to 5% cashback on all your transactions and bonus Edge Reward Points every month on achieving the required milestone spend. Other than all this, you get exciting discount offers on dining under the Axis Bank’s Dining delights program. Moreover, you get a 1% fuel surcharge waiver at all fuel stations when you pay using your Freecharge Plus Card. To let you save even more, the card comes with a spend-based waiver of the renewal fee. To know more about the Axis Bank Freecharge Plus Credit Card and its fees & charges, go through the full article:

New Features

Spend Based Waiver

The renewal fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.4% per month.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% on all foreign currency spends.


Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Movie & Dining

Up to 20% off on dining.


Travel

NA


International Lounge Access

NA

Rewards Rate

5% cashback on all spends via Freecharge and 1% cashback on all other spends.


Golf

NA


Insurance Benefits

NA

Reward Redemption

Edge Reward Points can be redeemed against various products at a rate of 1 RP = Re. 0.20.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost/stolen card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

PNB RuPay Select Credit Card

The PNB RuPay Select Credit Card is one of the popular basic credit cards issued by the Punjab National Bank. It comes with a joining fee of Rs. 500 and earns you 300 bonus Reward Points as a welcome benefit. The annual fee of the card is Rs. 750, but you can get it waived off easily just by using your credit card for a minimum of one retail transaction every quarter. So, you can easily make your PNB RuPay Select Card lifetime free from the second year. Coming to its reward program, the card earns you 2 Reward Points (1 Reward Point = Re. 0.5) for every Rs. 150 you spend. Moreover, you can earn double benefits in the first three months of your card membership as you earn accelerated reward points for the transactions you make in the first 90 days. To make your travel experiences more rewarding, the card comes with complimentary access to domestic airport lounges in India. Other than all this, more benefits of this credit card include complimentary insurance cover, fuel surcharge waiver, waiver of the annual fee, and many more. To understand all the advantages of this credit card and its detailed fees & charges, go through the complete article:

View More
Add to Compare

Bank of Baroda (BoB) Prime Credit Card

Bank of Baroda Prime credit card is a popular secured credit card (i.e. card against fixed deposit) offered by BoB Financial, the financial services-related company owned by Bank of Baroda. The Prime credit card is issued against an FD of Rs 15,000 or more and no income proof is required. This card is a lifetime free credit card, i.e, you don’t need to pay any annual changes to avail of its benefits. You get 4 Rewards on every Rs 100 spent (equivalent to 1% cashback) on all categories. These points can easily be redeemed against a lot of exclusive options including shopping, gift vouchers, etc. There are many more advantages associated with the Bank Of Baroda Prime credit card such as accidental insurance cover, fuel surcharge waiver, zero liability cover, etc. It is a great option for those who don’t have a credit history as they can build their credit by using this no-annual-fee credit card. Read below to know more about the BoB Prime credit card:

View More
Add to Compare

PNB RuPay Millennial Credit Card

When it comes to millennials, we all know how health conscious and shopaholics they are. PNB keeping this in mind launched PNB RuPay Millennial Credit Card credit card to meet their requirements. This card provides you complimentary gym membership, premium health checkup package, and reward points on retail/online transactions. It comes with a joining fee of Rs. 399. Moreover, you also get complimentary travel benefits and golf benefits. You get lifestyle benefits with this entry level credit card which makes it a plus point. Read on to know more about this card’s features and benefits.

View More