Axis Bank Freecharge Plus Credit Card

  • Joining Fee: Rs. 350
  • Renewal Fee: Rs. 350
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: You get gift vouchers worth Rs. 750.
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The Axis Bank Freecharge Plus Credit Card is the superior version of the Freecharge Credit Card issued by the Axis Bank. It is a virtual credit card that you can get instantly after approval on the Freecharge app. However, you can order the physical card as well, but the virtual card gets you all the benefits of the physical card. It comes with a joining and annual fee of Rs. 350 and earns you gift vouchers worth Rs. 700 on card activation. With this card, you can earn up to 5% cashback on all your transactions and bonus Edge Reward Points every month on achieving the required milestone spend. Other than all this, you get exciting discount offers on dining under the Axis Bank’s Dining delights program. Moreover, you get a 1% fuel surcharge waiver at all fuel stations when you pay using your Freecharge Plus Card. To let you save even more, the card comes with a spend-based waiver of the renewal fee. To know more about the Axis Bank Freecharge Plus Credit Card and its fees & charges, go through the full article:

New Features

Spend Based Waiver

The renewal fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.4% per month.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% on all foreign currency spends.


Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Movie & Dining

Up to 20% off on dining.


Travel

NA


International Lounge Access

NA

Rewards Rate

5% cashback on all spends via Freecharge and 1% cashback on all other spends.


Golf

NA


Insurance Benefits

NA

Reward Redemption

Edge Reward Points can be redeemed against various products at a rate of 1 RP = Re. 0.20.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost/stolen card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

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