BOBCARD ETERNA Credit Card

Joining Fee: Rs. 2,499 + GST
Renewal Fee: Rs. 2,499 + GST
Best Suited For: Shopping | Travel
Reward Type: Reward Points
Welcome Benefites: Get 6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points.

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The BOBCARD ETERNA Credit Card is a premium offering from Bank of Baroda, designed to cater to the lifestyle and travel needs of discerning customers. Cardholders earn 15 reward points for every ₹100 spent on online shopping, dining, travel, and international transactions, and 3 reward points per ₹100 on other categories. The card provides unlimited domestic airport lounge access, enhancing travel comfort. Additional perks include a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift upon spending ₹50,000 within 60 days of card issuance. Cardholders also enjoy a buy-one-get-one (BOGO) movie ticket offer every month. The joining fee is ₹2,499, which is waived upon spending ₹50,000 within 60 days. With a reduced 2% foreign exchange markup fee, the ETERNA Credit Card is an economical choice for international travelers.

New Features

Spend Based Waiver

Joining fee waived on spending Rs. 25,000 in the first 60 days, annual fee of the subsequent year waived on expenditure of Rs. 2.5 lakh in the previous year

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

Fuel Surcharge

1% of the transaction amount waived for transactions between Rs. 400 and Rs. 5,000 (subject to a maximum waiver of RS. 250 per statement cycle)

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

5X reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through District app (max discount capped at ₹250/month)

Travel

Accelerated reward points (15 RPs/₹100) on travel-related spending. Personal air accident (loss of life) cover worth ₹1 crore. Lower foreign currency markup of 2%. Unlimited complimentary lounge access at domestic airports under the MasterCard domestic lounge program.

International Lounge Access

Rewards Rate

15 Reward Points /₹100 on online shopping, travel, movie, and dining spends

Golf

Insurance Benefits

Reward Redemption

Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.

Domestic Lounge Access

Unlimited Domestic Airport Lounge Access on Spends of ₹40,000 in the Previous Quarter

Zero Liability Protection

Pros

No data available

Cons

No data available

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