HPCL Bank of Baroda (BoB) ENERGIE Credit Card

Joining Fee: Rs. 499
Renewal Fee: Rs. 499 (plus applicable taxes)
Best Suited For: Fuel | Shopping
Reward Type: Reward Points
Welcome Benefites: On spending Rs. 5,000 or more first 60 days after paying the joining fee, you get 2,000 Bonus RPs.

Apply Now

Add to Compare

Together with the Hindustan Petroleum Corporation Limited (HPCL), the Bank of Baroda recently launched a co-branded credit card – HPCL Bank of Baroda ENERGIE Credit Card. This credit card has been designed keeping in mind the hike in fuel prices. But even after the hike, fuel is an individual’s necessity but what better than being rewarded for the amount that you spend on your fuel purchases. There exists another HPCL co-branded credit card in the market which is the ICICI Bank HPCL Super Saver Credit Card. Both these cards are in direct competition with each other. The HPCL Bank of Baroda ENERGIE Credit Card comes with a joining and renewal fee of Rs. 499 which is quite genuine with respect to the rewards that this card offers to its holders. You can earn up to 24 Reward Points for every Rs. 150 spent on fuel purchases at the HPCL fuel stations. You are also entitled to a welcome benefit of 2,000 Reward Points with this credit card. There are various other benefits that cardholders will receive. Keep reading the article to know more about this credit card –

New Features

Spend Based Waiver

Get renewal fee waived off on spending Rs. 50,000 or more in the preceding year.

Interest Rates

3.49% pm (or 41.88% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% at all fuel stations in India

Foreign Currency Markup

3.5% on all foreign transactions

Cash Advance Charges

2.5% of the amount or Rs. 500, which ever is higher.

Movie & Dining

25% off on the purchase of 2 movie tickets via Paytm movies

Travel

Complimentary visits to airport lounges.

International Lounge Access

Rewards Rate

Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.

Golf

Insurance Benefits

Reward Redemption

the reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25

Domestic Lounge Access

4 Complimentary access to domestic lounges annually (1 visit every quarter)

Zero Liability Protection

Zero Liability Protection to the cardholder if the card is reported lost or stolen in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HDFC Bank Regalia First Credit Card

HDFC’s Regalia Credit card range is one of the most sought-after and best credit cards in its lineup. One such offering is the Regalia First Credit Card, which offers various travel benefits and lifestyle privileges. It offers Reward Points on every purchase, whether it is a retail purchase or paying utility bills or rent. Apart from Reward Points, it offers a premium travelling experience, allowing the user to access some of the most luxurious Airport lounges every year across the globe using Priority Pass. Not only this, but you can also avail of exciting dining benefits with the Good Food Trail Program. Bonus rewards of up to 8,500 reward points can be earned every year under the renewal and milestone benefits of the card. Also, the credit card’s annual fee is eligible for a waiver based on your annual spends in the previous year. To know more about this credit card, look at its detailed specifications.

Add to Compare

RBL Bank PLATINUM MAXIMA CARD

The RBL Bank Platinum Maxima Credit Card comes with several exclusive benefits & exciting discount offers to provide its customers with the best Reward experience. With a joining fee of Rs. 2,000, the card welcomes you with a bonus of 8,000 Reward Points (equivalent to Rs. 2,000). You get 2 Reward Points for every Rs. 100 you spend using this card and you get 5x Reward Points when you spend on fuel, utility bills, dining, entertainment, and international purchases. Moreover, you can earn up to 20,000 bonus Reward Points every year on the basis of your annual spending. Not only this, but the card also provides exciting movie benefits as you get 1 complimentary movie ticket every time you book 2 or more movie tickets on BookMyShow. Talking about travel benefits, you get 2 complimentary domestic lounge access every quarter with your RBL Bank Platinum Maxima Credit Card. The list of the benefits of this card goes on. To know all of them, refer to the details given below:

Add to Compare

IndianOil RBL Bank XTRA Credit Card

The IndianOil RBL Bank XTRA Credit Card is a co-branded offering designed for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 2,000 Fuel Points, equating to a 7.5% return on fuel purchases. Other eligible expenditures earn 2 Fuel Points per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹200 per month. The card has an annual fee of ₹1,500, which is waived upon annual spends of ₹2.75 lakh or more. New cardholders receive 3,000 Fuel Points as a welcome bonus after paying the joining fee and making a transaction of ₹500 or more within the first 30 days. Furthermore, spending ₹75,000 in a calendar quarter earns an additional 1,000 Fuel Points.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all