Kotak 811 Credit Card

Joining Fee: Rs. 500 (plus applicable taxes)
Renewal Fee: Rs. 500 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 500 Bonus Reward Points on expenditure of Rs. 5,000 within 45 days of card issuance.

Apply Now

Add to Compare

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

New Features

Spend Based Waiver

Annual fee waived off on spending a minimum of Rs. 50,000 in the preceding year.

Interest Rates

3.5% per month (or 42% annually)

Add-on Card Fee

Rs. 200 (plus applicable taxes)

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500 per annum).

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

Rs. 300 per Rs. 10,000 withdrawn

Movie & Dining

Option to get 4 PVR tickets on spending Rs. 75,000 in a year.

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 100 on offline spends and 2 Reward Points per Rs. 100 on online spends.

Golf

N/A

Insurance Benefits

Lost card cover worth Rs. 50,000 applicable 7 days prior to reporting the loss of card

Reward Redemption

Reward Points redeemable for mobile recharges, shopping vouchers, gift cards, movie and travel vouchers at Kotak Rewards portal.

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of the card to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

InterMiles ICICI Bank Sapphiro Credit Card

ICICI bank offers the InterMiles ICICI Bank Sapphiro Credit Card in collaboration with the InterMiles frequent flyer program. It comes in two variants- the Visa variant and the American express variant. The two variants slightly differ in terms of the benefits they offer. Earlier, the card used to offer special benefits on Jet Airways bookings, but since the airline ceased its operation in 2018, you get special privileges on Etihad airlines flight bookings, which owns over 50% share in Jet Airways. As is obvious from the name, it is a travel credit card and earns you reward points as InterMiles on all spends made via the card. Read on to know more about this offering by the ICICI bank.

Add to Compare

Indusind Bank Crest Credit Card

Crest credit card by IndusInd bank is a top-end offering that comes packed with many premium benefits, including a 24×7 concierge service, personal air accident cover, complimentary LoungeKey membership, and multiple best-in-class privileges that one expects from a premium credit card. The Crest card is very similar to IndusInd Bank’s own Indulge Credit Card (we’ve already covered the Indulge card in our earlier posts). That being said, the Crest credit card offers a few additional travel benefits. Not only lounge access, but it comes with various other premium advantages, such as complimentary stays at Oberoi hotels, special airport services, etc. Coming to its entertainment benefits, one can avail of complimentary movie tickets (3 per month) by booking through BookMyShow. Making your dining experiences more rewarding, it provides you with Club ITC Culinaire membership and up to 25% savings on your dining bills. To know more about this card, keep reading.

Add to Compare

Indian Oil Axis Bank RuPay Credit Card

Indian Oil Axis Bank Credit Card is a co-branded fuel credit card issued by Axis Bank in collaboration with IOCL (Indian Oil Corporation Limited). The card aims to provide great saving opportunities to those who spend very often on fuel. It is an entry-level card and hence comes with a nominal joining and annual fee of Rs. 500. The card offers a particularly high reward rate of 5% on fuel spends at IOCL filling stations and a decent reward rate of 1% on online spends. Being an entry-level credit card, although it doesn’t offer many additional benefits, you, however, do get dining and movie benefits with instant discounts on movie tickets and discounted rates at partner restaurants under the bank’s Dining Delights Program. Other than this, the cardholders get fuel surcharge waivers and many more benefits with the IndianOil Axis Bank Credit Card. Learn more about the entry-level co-branded credit card offered by Axis Bank and IOCL.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all