Benefites of SBI Credit Card Total Benefits...
LIC Signature Credit Card
- Joining Fee: NIL
- Renewal Fee: Nil
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: NA
Life Insurance Corporation in association with Axis Bank offers a LIC Signature Credit Card. You can earn reward points on international and domestic transactions on this card. Besides shopping benefits, on this card, you can also enjoy the travel and insurance benefits. With this LIC Visa Signature credit card, you earn 2 reward points per Rs 100 spent on LIC premium payments and international spending and 1 reward point on every Rs 100 spent Moreover, you get complimentary airport lounge access to selected domestic airports in India. Taking about additional benefits of the LIC Signature Credit Card, you get exclusive insurance covers worth up to Rs. 1 Crore, a 1% fuel surcharge waiver on all fuel transactions, and zero liability protection against lost/stolen cards. To know more about this credit cards and its fees & charges, keep reading the article:
New Features
Spend Based Waiver
NA
Interest Rates
3.6% p.m. (52.86% p. a.)
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 30 + GST
Fuel Surcharge
Avail 1% fuel surcharge waiver at all petrol pumps in India on transactions between Rs. 400 – Rs. 4,000). Maximum fuel surcharge benefit is capped at Rs. 400 per month.
Foreign Currency Markup
3.50%
Cash Advance Charges
2.5% or a minimum of Rs. 500.
Movie & Dining
NA
Travel
2 complimentary lounge access per quarter.
International Lounge Access
NA
Rewards Rate
You can earn 2 reward points on spending every Rs. 100 on international transactions and LIC premium payments. You can also earn 1 reward point on every Rs. 100 on all other categories excluding fuel transactions, wallet load, EMI transactions on this card.
Golf
NA
Insurance Benefits
Covers personal accident insurance of upto Rs. 5 lakhs and air accident insurance of upto 1 crore. Also, you get a purchase protection insurance of upto Rs. 1 lakh.
Reward Redemption
Reward points can be redeemed using the LIC rewards catalog. You can redeem your reward points from a plethora of products, e-vouchers, and gifts cards
Domestic Lounge Access
2 complimentary domestic lounge access per quarter.
Zero Liability Protection
Covers a card lost insurance of upto Rs. 5 lakhs.
Pros
No data available
Cons
No data available