Kotak 811 Credit Card

Joining Fee: Rs. 500 (plus applicable taxes)
Renewal Fee: Rs. 500 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 500 Bonus Reward Points on expenditure of Rs. 5,000 within 45 days of card issuance.

Apply Now

Add to Compare

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

New Features

Spend Based Waiver

Annual fee waived off on spending a minimum of Rs. 50,000 in the preceding year.

Interest Rates

3.5% per month (or 42% annually)

Add-on Card Fee

Rs. 200 (plus applicable taxes)

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500 per annum).

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

Rs. 300 per Rs. 10,000 withdrawn

Movie & Dining

Option to get 4 PVR tickets on spending Rs. 75,000 in a year.

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 100 on offline spends and 2 Reward Points per Rs. 100 on online spends.

Golf

N/A

Insurance Benefits

Lost card cover worth Rs. 50,000 applicable 7 days prior to reporting the loss of card

Reward Redemption

Reward Points redeemable for mobile recharges, shopping vouchers, gift cards, movie and travel vouchers at Kotak Rewards portal.

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of the card to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

Add to Compare

Citi Cash Back Credit Card

The cashback credit card by Citibank, Citi Cashback Credit Card aims at providing exciting cashback deals to cardholders. You will get an assured cashback of 0.5% while you spend using this credit card, and you get accelerated cashback (5%) on movie tickets bookings, telephone bill payments, and utility bill payments. Not only this, but the card allows you to save on various other spends, such as up to 20% discount on dining, up to 10% discount flight bookings through MakeMyTrip, exclusive discount offers on hotel bookings, etc. The cashback redemption process is hassle-free as the cashback you earn is automatically credited to your account in multiples of 500. Keep reading to know more about this entry-level offering by Citibank.

Add to Compare

Kotak League Platinum Credit Card

Kotak League Platinum credit card is a card launched by Kotak Mahindra Bank that provides exclusive rewards and benefits on your spending. On payment of the annual fee, you get a movie voucher worth Rs 500 as a welcome gift. Furthermore, the card provides you with 4 free PVR movie tickets or 10,000 reward points on spending Rs 1,25000 every six months. Also, this card comes with several other features like a 1% fuel surcharge waiver, railway surcharge waiver, zero protection liability, spend-based waiver, and much more.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all