Kotak 811 #DreamDifferent Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Welcome benefit in the form of 500 Bonus Reward Points
Add to Compare

A secured credit card by Kotak Mahindra Bank, the Kotak Mahindra Dream Different 811 Credit Card aims at providing amazing rewards to card members. You do not have to pay any joining or renewal fee on this credit card and it further lets you earn bonus reward points in the form of welcome benefits.  With this card, you get 1 Reward Point on every Rs. 100 you spend and you get 2x Reward Points on all your online spends. The card allows you to redeem your Reward Points easily on the bank’s website. Moreover, you can earn exciting Rewards & benefits under the milestone program. On spending Rs. 75,000 or more in a year, you get a cashback of Rs. 750 & 4 complimentary PVR movie tickets. With various other advantages, including the fuel surcharge waiver, the railway surcharge waiver, etc, the card becomes a great choice for so many people out there. To know detailed benefits of the Kotak 811 #DreamDifferent Credit Card, refer to the information given below:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month


Add-on Card Fee

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 500 & Rs. 3,000.

Foreign Currency Markup

3.5% on all international transactions.


Cash Advance Charges

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

For every Rs. 100 spent on online transactions, you will get 2 Reward Points, and 1 Reward Points for every Rs. 100 spent on all other transcations.


Golf

NA


Insurance Benefits

NA

Reward Redemption

You can redeem the reward points against a variety of options at the rate of 1 Reward Point = Rs. 0.25


Domestic Lounge Access

NA


Zero Liability Protection

Zero liability against fraudulent transcations if reported about the loss or theft of the card within a specified time frame.

Pros

Nil

Cons

No data available

Similar Cards

Add to Compare

PVR Kotak Platinum Credit Card

PVR Kotak Platinum Credit Card by Kotak Bank targets people who go to the movies very often and aims to provide them with the best movie experiences. It carries zero joining fee & offers an opportunity to save amazingly. Get two free PVR movie tickets if you spend Rs. 10,000 or above in a monthly billing cycle. These movie tickets can be claimed at any time, any day and for any show. Not only this but a 5% cashback on PVR movie tickets, along with a 15% cashback on food and beverages at PVR, is provided with this card. Along with these movie benefits, the card provides insurance benefits against a lost card to protect you from unauthorized transactions.  In order to know more about the PVR Kotak Platinum Credit Card, refer to our article below.

View More
Add to Compare

IDFC FIRST Wealth Credit Card

The IDFC FIRST Bank forayed into the credit card business with the launch of a line-up of four exclusive credit cards – IDFC FIRST Millennia, FIRST Select, FIRST Classic, and FIRST Wealth credit cards.  The IDFC FIRST Wealth credit card is the top-end offering by the bank. Despite its premium features, like the other three cards in the line-up, the Wealth Credit Card also comes with a zero annual membership fee. The card also has a low-interest rate (0.75% – 3.5%) and a meager forex markup fee of just 1.5% of the transacted amount. As it is a premium offering of the bank, you also get benefits like complimentary rounds of golf, complimentary international as well as domestic lounge visits, and multiple insurance covers, including an air accident insurance cover worth Rs. 1 crore. Not just this, but you can also avail of up to 2 free movie tickets each month and make your movie experiences even more rewarding with this card.  Read on to learn more about the IDFC FIRST Wealth Credit Card.

View More
Add to Compare

Canara Bank RuPay Select Credit Card

The Canara Bank RuPay Select Credit Card offered by Canara Bank is a lifetime free credit card. As is obvious from the name, the card is powered by the home-grown Payments Service Provider, RuPay, which is one of the most popular card networks in the country. It is a reward points-based credit card and you earn 2 reward points for every Rs. 100 spent, with one reward point being equivalent to Rs. 0.25. With this card, you also get personal accidental death or permanent liability insurance benefits. Talking about other features of this card, it comes with a low-interest rate of 2.5% per month, which might be much more beneficial for the cardholders. Other than the regular rewards mentioned above, the cardholders can avail of a wide range of short terms deals and offers across various premium brands, like Amazon, BigBasket, Croma, OYO, Pharmeasy, and many more. Read on for more details on this offering by Canara bank.

View More