Union Platinum RuPay Credit Card

Joining Fee: NIL
Renewal Fee: Rs. 299
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Union Platinum RuPay Credit Card is the premium credit card offered by the Union Bank of India. It’s a cashback credit card that lets you enjoy cashback on various transactions like making payments on utility bills, or booking tickets from IRCTC. Besides these benefits, you can also earn a reward rate of 0.02% on every Rs. 100 spent using this card. The joining fee of this credit card is nil and it is worth considering. This card is a great option for those who want to get an affordable credit card with decent rewards and benefits. Other than offering Reward Points on all the spends, the card provides you with complimentary insurance cover, fuel surcharge waiver, and a few more benefits. For detailed information about the Union Platinum RuPay Credit Card, its features and fees & charges, keep reading the article:

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 30,000 in the previous year.

Interest Rates

2.95% p.m. (41.75% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup

Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

Travel

International Lounge Access

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 2 reward points on every Rs. 100 spent on this card.

Golf

Insurance Benefits

Covers accidental air death up to Rs. 8 lakhs and other accidental death up to Rs. 5 lakhs

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.

Domestic Lounge Access

Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda ( BoB ) Premier Credit Card

Bank of Baroda Premier Credit Card is issued by BoB Financial which aims at providing various benefits at low charges. It comes with a zero joining and annual fee. Up to 10 reward points can be earned on every Rs. 100 you spend using this card and these points can be redeemed against an array of options including cash credit. Moreover, you also get complimentary visits to selected airport lounges in India every calendar quarter. Previously, the card used to come with an annual fee of Rs. 1,000, which is not waived off by the issuer in order to provide its customers with great benefits at no cost. Other card benefits include fuel surcharge waiver, personal accident insurance, etc. To know more about the Bank of Baroda Premier credit card, go through the complete article:

Add to Compare

HDFC Bank Doctor’s Regalia Credit Card

The HDFC Bank Doctor’s Regalia Credit Card, exclusively designed for doctors, has been made to complement the lifestyle of doctors, by providing attractive travel benefits and features that will be best suited for the doctors. You are rewarded with reward points not on retail spends but also on paying rent and utility bills. Apart from this, you are eligible to enjoy luxurious travel by gaining access to lavish airport lounges across the globe every year by using the Priority Pass. Considering the international travel needs of the doctors, this card offers a low Foreign Currency Markup fee of 2%. It is a Reward based card wherein you get 4 Reward Points on every Rs. 150 spend on retail purchases including payment of rent and utility bills. The membership fee of Doctor’s Regalia Credit Card is placed at Rs. 2,500 per annum. It provides you with the benefit of renewal fee waiver on the basis of amount you spend in the previous year. Keep reading the article to know more about the features and benefits that come along with this card.

Add to Compare

Snapdeal Bank of Baroda Credit Card

The Bank of Baroda has recently launched a co-branded shopping card in partnership with the online shopping site, Snapdeal. This card is named Snapdeal Bank of Baroda Credit Card, which is majorly targeted at providing its customers with the best shopping privileges. The card comes with a joining and annual membership fee of Rs. 249 only, making it super affordable for everyone. The BoB Snapdeal Credit Card is a great option for those who purchase very often on Snapdeal as it offers a great reward rate of 5% on Snapdeal spends. The card also offers a really good reward rate across other categories as well, including groceries, online spends, and several more. For further information about the Snapdeal Bank of Baroda Credit Card, its features, and fees & benefits, keep reading the article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all