Amazon Pay ICICI Bank Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Amazon Pay ICICI Bank Credit Card is a co-branded shopping credit card recently launched by ICICI Bank in partnership with Amazon India on the Visa payment platform. Just after its launch, it became one of the country’s favourite credit cards for online shoppers. Currently, it is considered one of the best credit cards out there for shopping in India, especially for Amazon shoppers and its Prime members. Initially, it was an invite-only offering, but now it is open to all. What makes the Amazon ICICI Credit Card popular is that it rewards you with cashback in the form of Amazon Pay balance. This credit card is even more rewarding for Amazon Prime members, as you can get as much as 5% cash back on purchases on Amazon, which, as you are probably aware, is the largest e-commerce website with nearly 17 crore products. Apart from Amazon Pay cashback, this card also offers several other benefits, like a 15% discount on dining bills at all restaurants participating in ICICI Bank’s Culinary Treats program. Want to learn about this credit card? Check out Card Insider’s review of the exclusive and highly beneficial Amazon Pay ICICI Bank Credit Card.

New Features

Spend Based Waiver

N/A


Interest Rates

3.5% – 3.8% per month or 42% – 45.6% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge is waived at all petrol stations across India.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program


Travel

N/A


International Lounge Access

N/A

Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1


Domestic Lounge Access

N/A


Zero Liability Protection

Cardholders won’t be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank

Pros

This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon. Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank. There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.

Cons

This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits. If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card. The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.

Similar Cards

Add to Compare

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card is a co-branded card brought by the partnership of Tata Group and HDFC Bank. By using this credit card, individuals who are loyal to both Tata Brands and HDFC Bank can benefit greatly. When shopping at Tata Brands, 2% of the transaction amount will be returned in the form of NeuCoins. As of this year, the list of famous brand names includes Tata 1MG, Croma, Air Asia, Titan, Tanishq and many more.  Additionally, you will also receive 1% cashback while spending on non-Tata brands using this credit card. The cardholders will get bonus NeuCoins in the form of a welcome benefit. Cardholders can earn additional NeuCoins while shopping on Tata Neu’s mobile app or website with a great introductory offer. Apart from NeuCoins, the cardholders will also get additional benefits such as complimentary access to domestic airport lounges, surcharge waiver on fuel transactions, spend-based renewal fee waiver, zero liability protection, etc.  All in all, this credit card is a great launch that provides some exclusive benefits.  Discover all the exciting features of the Tata Neu Plus HDFC Bank Credit Card by continuing to read this article in detail:

View More
Add to Compare

AU Bank Xcite Ultra Credit Card

AU Small Finance Bank, which is one of the well-known card issuers in the country, recently came up with the SwipeUp platform that offers upgraded credit cards to everyone holding a credit card from any bank/card issuer. Currently, three cards are being issued on the SwipeUp portal and The AU Bank Xcite Ultra Credit Card is the most premium one out of them. It comes with a zero annual membership fee and offers you a great reward rate of up to 12 Reward Points on every spend of Rs. 100. Other than this, you can earn 500 bonus rewards every month and 2,000 additional reward points on the basis of milestone spends. Talking about the travel privileges of this card, you get free access to the domestic railway as well as airport lounges and travel-based insurance covers worth up to Rs. 50 lakhs. To know more about the features & benefits of the AU Bank Xcite Ultra Credit Card, keep reading the article:

View More
Add to Compare

Axis Bank Freecharge Plus Credit Card

The Axis Bank Freecharge Plus Credit Card is the superior version of the Freecharge Credit Card issued by the Axis Bank. It is a virtual credit card that you can get instantly after approval on the Freecharge app. However, you can order the physical card as well, but the virtual card gets you all the benefits of the physical card. It comes with a joining and annual fee of Rs. 350 and earns you gift vouchers worth Rs. 700 on card activation. With this card, you can earn up to 5% cashback on all your transactions and bonus Edge Reward Points every month on achieving the required milestone spend. Other than all this, you get exciting discount offers on dining under the Axis Bank’s Dining delights program. Moreover, you get a 1% fuel surcharge waiver at all fuel stations when you pay using your Freecharge Plus Card. To let you save even more, the card comes with a spend-based waiver of the renewal fee. To know more about the Axis Bank Freecharge Plus Credit Card and its fees & charges, go through the full article:

View More