AU Bank InstaPay Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Cashback |
Welcome Benefites: N/A

Apply Now

Add to Compare

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

New Features

Spend Based Waiver

N/A

Interest Rates

3.59% per month (43.08% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

N/A

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions made between Rs. 400 to Rs 5,000

Foreign Currency Markup

3.49%

Cash Advance Charges

N/A

Movie & Dining

1% cashback on UPI spends made on dining

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Cashback to your credit statement/account

Domestic Lounge Access

N/A

Zero Liability Protection

N/A

Pros

This is a lifetime free credit card, i.e. there are no joining or annual charges. As a virtual credit card, this card offers a lot of convenience to users. Get cashback on UPI spends.

Cons

The AU Bank InstaPay Credit Card is only useful for spends made on UPI transactions. There are no welcome benefits or lounge access provided with this credit card. The cashback received is just 1% which is quite less.

Similar Cards

Add to Compare

SBI Shaurya Credit Card

The SBI Shaurya Credit Card is one of the two SBI Credit Cards targeted at individuals who are serving the nation, i.e, defense personnel. The other card is the SBI Sharuya Select Credit Card, which can be considered a superior version of this card. the Shaurya SBI Card comes with a joining fee of Rs. 250 and welcomes its customers with 1,000 bonus Reward Points, which are equivalent to the joining fee itself. Moreover, the cardholders can earn up to 5 Reward Points on every spend of Rs. 100 and these points can be used to pay the card’s outstanding balance or against a host of products and gift vouchers. Other than all this, it provides you with a complimentary insurance cover against personal accidents. Moreover, you get 1% fuel transactions with benefits up to Rs. 250 per month. You can also save more by getting the renewal fee waived off on the basis of your total annual spends. For more details about this card and its fees & charges, keep reading the article:

Add to Compare

Indusind Bank Iconia Amex Credit Card

IndusInd Iconia Amex Credit card is launched by the bank with an aim to provide its customers with multiple benefits on one card. With a joining fee of Rs. 3,500, you get exciting welcome benefits under various categories with this credit card. Furthermore, you earn 1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs. 100 spent on weekends. You can redeem these points across various redemption options such as Statement cash, AirMiles, IndusMoments. You also get a complimentary priority pass membership with access to over 1,000 lounges worldwide. Several other entertainment and lifestyle benefits are associated with this card, such as 1+1 offers on movie bookings, complimentary golf benefits, 24×7 concierge service, and auto assistance. Read below to know more in detail about this credit card.

Add to Compare

RBL Bank Insignia Preferred Banking World Card

The Insignia Preferred Banking World Card by the RBL bank is exclusively for the bank’s Insignia Preferred members. To apply for this card, you need to contact your relationship manager. The card is complimentary for the Insignia Preferred Banking members and comes with some of the premium benefits including complimentary Priority Pass membership, concierge service, and attractive movie and dining benefits. In terms of Reward Points, the card earns you 10 Reward Points for every Rs. 100 spent on international transactions and 5 Reward Points per Rs. 100 on domestic transactions. Moreover, you get exciting lifestyle benefits, including a discount of Rs. 500 on movie tickets on BookMyShow and exclusive discount offers on dining. You can also enjoy golf games and sessions every year at some of the premium golf courses across the country. Read on to learn more about this Preferred banking exclusive offering by the RBL bank.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all