Bank of Baroda ( BoB ) Premier Credit Card

Joining Fee: Rs. 1000 plus applicable taxes
Renewal Fee: Rs. 1000 plus applicable taxes
Best Suited For: Travel | Dining
Reward Type: Reward Points
Welcome Benefites: NA

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Bank of Baroda Premier Credit Card is issued by BoB Financial which aims at providing various benefits at low charges. It comes with a zero joining and annual fee. Up to 10 reward points can be earned on every Rs. 100 you spend using this card and these points can be redeemed against an array of options including cash credit. Moreover, you also get complimentary visits to selected airport lounges in India every calendar quarter. Previously, the card used to come with an annual fee of Rs. 1,000, which is not waived off by the issuer in order to provide its customers with great benefits at no cost. Other card benefits include fuel surcharge waiver, personal accident insurance, etc. To know more about the Bank of Baroda Premier credit card, go through the complete article:

New Features

Spend Based Waiver

Spend Rs. 10000 within 60 days for joining fee waiver and Rs. 1,20,000 in the year to get an annual fee waiver

Interest Rates

3.25% per month (39% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.

Movie & Dining

Travel

You will get complimentary access to the domestic lounges.

International Lounge Access

Rewards Rate

For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.

Golf

Insurance Benefits

You get a personal accidental death cover with this credit card

Reward Redemption

You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25.

Domestic Lounge Access

1 complimentary domestic lounge visit per quarter.

Zero Liability Protection

Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.

Pros

No data available

Cons

No data available

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