ICICI Bank Rubyx Credit Card

Joining Fee: Rs. 3,000 (plus applicable taxes)
Renewal Fee: Rs. 2,000 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: Travel & shopping vouchers worth over Rs. 5,000

Apply Now

Add to Compare

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points on every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining, and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card as along with all these benefits, you can also get your card’s renewal fee waived off based on your spends in an anniversary year. Read on for more details on ICICI Rubyx Credit Card.

New Features

Spend Based Waiver

Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.

Interest Rates

3.40% per month (or 40.8% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

Movie & Dining

25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

Travel

2 complimentary railway lounge access per quarter and 1 complimentary airport lounge access per quarter with each of the two variants (total 2 per quarter) on a minimum expenditure of Rs. 5,000 in the previous quarter

International Lounge Access

N/A

Rewards Rate

4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Golf

Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

Insurance Benefits

Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.

Reward Redemption

The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

Domestic Lounge Access

2 complimentary railway lounge access per quarter and 1 complimentary domestic airport lounge access per quarter with each of the two variants (total 2 domestic airport lounge access per quarter) on a minimum expenditure of Rs.5,000 in the previous quarter.

Zero Liability Protection

Cardmember shall not be liable for any fraudulent transactions done on the card once the loss of card is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

American Express Platinum Travel Credit Card

American Express is globally known for its range of premium credit cards, and the air mile benefits they offer. In India, American Express has only one offering in the travel category- The American Express Platinum Travel Credit Card, among the most premium AmEx Credit Cards. Earlier, they were also offering the Jet Airways Platinum Credit Card. However, the same was discontinued after the airline suspended its operations in 2019. As is evident from the name, It’s a travel credit card. It comes with attractive welcome benefits and plenty of milestone benefits in the form of Membership Rewards Points, which can be redeemed not just for travel-related expenses like booking air tickets, hotels, and cars on the Amex Travel Online portal but also for shopping vouchers at online shopping sites, e-vouchers on American Express’s online shopping portal, for offline shopping using INSTA rewards. You can even make credit card bill payments under Amex’s Cash + Points scheme. However, under the Cash + Points scheme, 1000 Membership Rewards Points are equivalent to Rs. 250. Apart from the welcome and milestone benefits, you also earn 2 Membership Rewards Points for every Rs. 100 spent using the card (with a few exceptions).

Add to Compare

Emirates Skywards ICICI Bank Rubyx Credit Card

The ICICI Bank has recently launched three co-branded travel credit cards in partnership with the exclusive Emirates Airlines. The Emirates Skywards ICICI Bank Rubyx Credit Card is the most basic card out of the three, the Emirates ICICI Bank Emeralde Card being the most premium one. The Rubyx variant comes with a nominal joining and annual fee of Rs. 1,000 and is targeted at individuals who travel frequently via Emirates airlines and want to have an affordable credit card with maximum travel benefits for them. This card rewards you in the form of Skyward Miles and you can up to 1.5 Miles on every Rs. 100 you spend and redeem these miles against various options available on the Emirates Skywards website. Talking about its other travel benefits, the cardholders get complimentary domestic lounge access every quarter on achieving the quarterly spend milestone. Moreover, you also get complimentary Dreamfolks membership, which can be used to access various domestic as well as international airport lounges worldwide. The Emirates ICICI Bank Rubyx Credit Card has several other benefits. To know all of them, keep reading the article:

Add to Compare

Bank of Baroda Varunah Credit Card

The Bank of Baroda offers the BoB Varunah Credit Card exclusively to the Indian navy personnel. The card comes in three variants ranging from basic to premium. These variants are BoB Varunah Premium, BoB Varunah Plus, and BoB Varunah Credit Card. The Premium variant has the highest annual fee and the normal BoB Varunah Card has the lowest. The cardholders get a lot of privileges across different categories with all three variants. However, the Varunah Premium Card offers the maximum benefits as it is the premium-most card out of all three. From exciting welcome benefits to great reward rates to airport lounge access, one can get everything with the BoB Varunah Credit Card. Apart from this, it also offers insurance covers worth up to Rs. 1 Crore. To know more about the BoB Varunah Credit Card, its features, and fees & charges in detail, continue reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all