IndianOil RBL Bank XTRA Credit Card

  • Joining Fee: ₹1,500 + GST
  • Renewal Fee: ₹1,500 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: Get 3,000 Fuel Points on joining.
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The IndianOil RBL Bank XTRA Credit Card is a co-branded offering designed for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 2,000 Fuel Points, equating to a 7.5% return on fuel purchases. Other eligible expenditures earn 2 Fuel Points per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹200 per month. The card has an annual fee of ₹1,500, which is waived upon annual spends of ₹2.75 lakh or more. New cardholders receive 3,000 Fuel Points as a welcome bonus after paying the joining fee and making a transaction of ₹500 or more within the first 30 days. Furthermore, spending ₹75,000 in a calendar quarter earns an additional 1,000 Fuel Points.

New Features

Spend Based Waiver


Interest Rates


Add-on Card Fee

Rewards Redemption Fee


Fuel Surcharge

Foreign Currency Markup


Cash Advance Charges

Movie & Dining


Travel


International Lounge Access

Rewards Rate


Golf


Insurance Benefits

Reward Redemption


Domestic Lounge Access


Zero Liability Protection

Pros

This card offers a high return of 7.5% on fuel purchases, which is unmatched by any other fuel card.

Cons

There are some other fuel credit cards in the same segment as the IndianOil RBL Xtra, which offer many more benefits, such as airport lounge access, but this card fails to do so.

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