Yes Private/Private Prime Credit Card

  • Joining Fee: Rs. 50,000 (plus applicable taxes) for Yes Private Credit Card and Rs. 20,000 (plus applicable taxes) for Yes Private Prime Credit Card
  • Renewal Fee: Rs. 10,000 (plus applicable taxes) for both Private and Private Prime Credit Cards
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.
Add to Compare

Yes Bank’s Private and Private Prime credit cards are a super premium invite-only offerings by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). Both the cards are very similar, except that the Yes Private Card comes with a slightly higher joining fee (annual renewal fee is the same) and offers a couple of extra benefits. The cards offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits. Read on to learn more about these super-premium offerings by Yes Bank.

New Features

Spend Based Waiver

Renewal fee waived off on spends of Rs. 25,00,000 (for Yes Private Credit Card) or Rs. 20,00,000 (for Yes Private Prime Credit Card) in the preceding year


Interest Rates

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Waived off on transactions between Rs. 400 and Rs. 5,000

Foreign Currency Markup

1.75% (plus applicable taxes)


Cash Advance Charges

Nil

Movie & Dining

While booking movie tickets through BookMyShow, you will get Buy One Get One offer (up to 4 free tickets per month)


Travel

Complimentary access to domestic and international airport lounges, travel privileges including cruise program, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.


International Lounge Access

Unlimited international lounge access to primary and add-on cardmembers with Lounge Key (guest visits limited to 10 per year)

Rewards Rate

24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.


Golf

12 rounds of green fees and golf lessons every year at premium domestic golf courses, privileges at TPC snd PGA golf courses


Insurance Benefits

Air accident cover worth Rs. 5 crores, emergency overseas hospitalization cover worth Rs. 1 crore and Credit Shield cover worth Rs. 15 lakh

Reward Redemption

Reward Points can be redeemed on the YesRewardz portal for flight/hotel/movie ticket bookings and against products and vouchers in the bank’s catalogue. (1 Reward Point = Rs. 0.25)


Domestic Lounge Access

Unlimited domestic lounge access with MasterCard Lounge Program for primary and add-on cardmembers (guest visits limited to 10 per year)


Zero Liability Protection

Zero liability of cardholder against any deceitful transaction in case of loss or theft of card if the same is reported to the bank within a specified time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Slice Super Card

Slice Super Card is a BNPL (Buy Now Pay Later) card by the fintech startup Slice in partnership with Visa and its banking partner, the SBM Bank. The Slice card allows you to split (slice) your monthly spends into three and settle the payment in installments over the period of the next three months. Slice Card is a lifetime free card– no joining/renewal fee applicable. You also earn rewards on your Slice Super Card. Slice Card earns you Reward Points as monies that are redeemable for cashback. You earn 1 monies for every Re. 1 spent with your Slice Super Card. The rate of redemption of monies for cashback varies depending upon the number of monies available in your account at the time of redemption (more details later). Since Slice Super Card is an entry-level BNPL card and is one of the most popular Fintech Credit Cards in the country. You do not get any additional privileges like airport lounge visits or insurance cover that you expect from a regular credit card, especially in the mid-range and premium segments. Keep reading to know more about the Slice Super Card.

View More
Add to Compare

ICICI Bank Coral Credit Card

The ICICI Coral Credit Card, issued by ICICI Bank offers exclusive rewards and offers around dining, entertainment, and travel for its customers. Coral credit card comes in three variants: Visa, Mastercard, and AmEx, from which you have the independence to choose one for yourself. With this card, for every transaction of Rs. 100, you can earn up to 2 reward points and these are redeemable against an array of categories & products. The Coral credit card also provides an opportunity to earn up to 10,000 bonus Reward Points under its milestone program annually. Apart from these benefits, the card also offers exciting discounts on movie tickets on Inox & BookMyShow.  Keeping your travel-related requirements in mind, the card provides complimentary domestic airport and railway lounge access every quarter. The list of the benefits of the ICICI Bank Coral Credit Card goes on. Keep reading to get more information:

View More
Add to Compare

HDFC Bank INFINIA Credit Card Metal Edition

The Infinia Credit Card is the most premium product offered by the HDFC bank. Recently, HDFC relaunched the Infinia Credit Card in the metallic variant (all new issuances of the card will now be on the metallic variant). It is an invite-only card as HDFC is targeting HNIs (High Net-Worth Individuals) with this card who want a luxurious lifestyle. The card offers exclusive privileges like 24*7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most premium restaurant chains. All these benefits put this card in direct competition with ICICI Bank Emeralde Credit Card, Citibank Prestige Card, and Standard Chartered Ultimate Credit Card. Keeping the international traveling needs of its premium customers in consideration, HDFC offers a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program with this card. HDFC Infinia Metal is a Reward Points-based card: you earn 5 Reward Points for every Rs. 150 spent using this card. Although the membership fee for this card is slightly on the higher side, Rs. 12,500/annum, is most certainly worth it and it can be the card of preference for you if you’re someone who is financially stable and can not compromise with your lifestyle needs. To understand the features of this card is more detail, go through the HDFC Infinia Metal Review given in the article:

View More