SBI SimplyCLICK Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Amazon Gift Card Worth Rs. 500

Apply Now

Add to Compare

The SBI SimplyCLICK Credit Card is an entry-level shopping credit card offered by SBI Card. It is among the most popular SBI credit cards in the entry-level segment, especially among first-time cardholders. This card is best suited for online shopping because it offers 10x reward points at some of the most popular online shopping and travel websites, including Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. Previously, Amazon was also included in the 10x Rewards list, but the offer no longer applies to Amazon, and the card now only offers 5x Rewards on Amazon. For other online and offline spending, you earn 5x rewards on online spends and one reward point for every Rs. 100 spent on all offline purchases. The SimplyCLICK SBI Card is an affordable entry-level option with an annual membership fee of only Rs. 499. While it may not offer the typical travel, dining, or movie perks that premium credit cards often do, it does provide the chance to earn gift vouchers worth up to Rs. 4,000 per year by meeting the spending requirements. Additionally, this card enables contactless payments and is accepted globally. To learn more about this entry-level credit card, continue reading our SBI SimplyCLICK Credit Card review.

New Features

Spend Based Waiver

Renewal fee waiver on annual spend of Rs. one lakh.

Interest Rates

3.5% per month or 42% annualized

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus taxes) on each redemption request

Fuel Surcharge

1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the total transaction amount

Cash Advance Charges

2.5% of the withdrawal amount or a minimum fee of Rs. 500

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Reward Points can be redeemed for gift vouchers on sbicard.com or via the SBI mobile app, as well as for paying the card’s outstanding balance, 1 RP = Rs. 0.25

Domestic Lounge Access

N/A

Zero Liability Protection

The cardholders get a zero liability protection against a lost/stolen card if the loss is informed to the bank officials timely.

Pros

One of the most beneficial pros of the SBI SimplyClick Credit Card is the welcome benefit of a voucher worth Rs. 500 from Amazon. You can also get coupons worth Rs. 4000 on achieving milestone spends.

Cons

This card has a significant drawback for frequent travellers as it offers no domestic or international lounge access. Along with no travel benefits, there aren’t any insurance benefits with the SBI SimplyClick Credit Card.

Similar Cards

Add to Compare

Bank of Baroda Varunah Credit Card

The Bank of Baroda offers the BoB Varunah Credit Card exclusively to the Indian navy personnel. The card comes in three variants ranging from basic to premium. These variants are BoB Varunah Premium, BoB Varunah Plus, and BoB Varunah Credit Card. The Premium variant has the highest annual fee and the normal BoB Varunah Card has the lowest. The cardholders get a lot of privileges across different categories with all three variants. However, the Varunah Premium Card offers the maximum benefits as it is the premium-most card out of all three. From exciting welcome benefits to great reward rates to airport lounge access, one can get everything with the BoB Varunah Credit Card. Apart from this, it also offers insurance covers worth up to Rs. 1 Crore. To know more about the BoB Varunah Credit Card, its features, and fees & charges in detail, continue reading:

Add to Compare

Etihad Guest SBI Credit Card

SBI Cards launched Etihad Guest SBI Card in partnership with the UAE-based airline, Etihad Airways in 2019. It is the lower version of the more premium Etihad Guest SBI Premier Card (also launched at the same event) which offers better benefits and carries a substantially higher annual fee of Rs. 4,999 whereas this card has an annual fee of Rs. 1,499. We have already covered the Premier variant in one of our earlier posts. These cards were launched when the travel industry was at an all time high and travel-related expenses accounted for a substantial portion of the total credit card spends. The card earns you AirMiles at quite a high reward rate on Etihad Airways bookings; you earn decent reward points on other spends as well. Apart from these AirMiles benefits, you also get many other travel-related privileges with this card. To learn more about this card by SBI cards and Etihad Airways keep reading.

Add to Compare

6E Rewards – Indigo Kotak Bank Credit Card

In collaboration with Indigo airlines, Kotak Bank has started issuing co-branded travel credit cards which are: 6E Rewards – Indigo Kotak Bank Credit Card & 6E Rewards XL – Indigo Kotak Credit Card. Out of the two, the 6E Rewards variant is the basic one and the other is superior. Earlier, only HDFC Bank used to issue credit cards in partnership with Indigo, but now Kotak Bank has also been added to the list. The 6E Rewards – Indigo HDFC Bank Credit Card comes with an annual fee of Rs. 700 and welcomes its customers with a number of exciting benefits, which include complimentary air ticket, dining & stay vouchers from Accor hotels, Budweiser gift vouchers, and 6E prime add-on. Other than all this, this card comes with an exciting reward program. On your spends on Indigo, you can earn up to 3% 6E Rewards and 15% 6E Rewards on Indigo partner brands. Moreover, you can save up to 2% on other categories, including groceries, departmental stores, entertainment, etc. The 6E Rewards you earn can be redeemed to book Indigo flights. You also get other travel privileges such as discounted convenience fee. To know more about the fees & charges and other features of the 6E Rewards Indigo Kotak Credit Card, keep reading the information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all