BPCL SBI Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee (credited after 20 days of the payment of joining fee).
Add to Compare

Launched by SBI Card in partnership with BPCL, SBI BPCL Credit Card is a co-branded fuel credit. It is an entry-level offering and comes with a nominal membership fee of just Rs. 499 per annum. Being a fuel credit card, it provides a total value back of 4.25% (3.25% reward rate and 1% surcharge waiver) on fuel transactions at all BPCL stations. In addition to fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies and grocery categories. Since it is an entry-level credit card, you do not get any other value-added travel or lifestyle benefits. Although this card provides a lot of benefits in the essential category, you can also check out If, BPCL SBI Card Octane. Keep reading the article to learn more about this fuel credit card–

New Features

Spend Based Waiver

Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request


Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

5X Reward Points on movie and dining spends


Travel

N/A


International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (card’s statement balance). 4 Reward Points = Re. 1.


Domestic Lounge Access

N/A


Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank.

Pros

This card offers great reward points on fuel transactions at BPCL petrol pumps in India. BPCL SBI Credit Card can be availed at a low joining cost of Rs. 499.

Cons

This card doesn’t offer any domestic or international lounge access. There are no insurance benefits provided with the BPCL SBI Credit Card.

Similar Cards

Add to Compare

Bank of Baroda ICSI Diamond Credit Card

Like the ICAI BoB Exclusive Credit Card for ICAI members, the Bank of Baroda also offers the ICSI Diamond Credit Card exclusively for ICSI members. It is a lifetime free card that comes with various exciting benefits across different categories. You get the welcome gift of complimentary FitPass pro membership and 1,000 bonus Reward points. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the cardholders get an opportunity to earn 999 bonus Rewards every month. Other than this, you can earn 3,999 bonus Reward Points every quarter on achieving the spending milestone. Talking about its travel benefits, you get complimentary airport lounge access every year and free air accident insurance coverage as well. Moreover, the reduced forex markup fee of 2% makes it card a suitable card for international transactions. Other benefits of this card include a fuel surcharge waiver, zero liability protection, and many more. For more information about the BoB ICSI Diamond Credit Card, keep reading:

View More
Add to Compare

IndusInd Nexxt Credit Card

IndusInd Nexxt Credit Card is a unique card launched by IndusInd Bank. It is India’s first interactive and hassle-free card which enables you to make swift, secured, and convenient payments by taping on the button provided on the card itself. It gives you 3 options to choose between while making payments namely; EMI, Rewards, & Credit. You can choose any of the three options at your convenience. With this card, you earn 1 Reward point on every Rs. 100 you spend and redeem these points against several options of your choice. This card also offers benefits like ‘buy one get one offer’ on BookMyShow.com, Nexxt Auto Assist like – roadside repair, emergency towing, medical assistance, keys locked in, etc. Moreover, you can save on fuel transactions by getting the 1% fuel surcharge waived off every time.

View More
Add to Compare

SpiceJet Axis Bank Voyage Black Credit Card

The SpiceJet Axis Bank Voyage Black Credit Card is a co-branded travel credit card issued by Axis Bank in partnership with SpiceJet airlines. The card was first launched in November 2021 along with another card that can be considered its toned-down version, but then it was removed from the card issuer’s website. Now, the card has been added there again with all its detailed information. It comes with a joining and annual fee of Rs. 2,000 and offers a flight voucher worth Rs. 4,000 as a welcome benefit. therefore, the cardholders get back more than they pay as a joining fee. As the card is issued in partnership with SpiceJet airlines, it offers rewards in the form of Spiceclub points, which are redeemable against lots of travel-related options. Other than this, you can have complimentary access to domestic airport lounges every year. Talking about the additional benefits of this card, it offers up to 8,000 bonus Spiceclub points every year on the basis of your total annual spends and you get 2,000 bonus points every year on renewing your card. Loaded with all these exclusive travel benefits, this card is best suited for those who travel very often via flight. To understand the rewards and benefits of the SpiceJet Axis Bank Voyage Black Card in detail, keep reading the article:  

View More