IDFC FIRST Millennia Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation

Apply Now

Add to Compare

If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card. Read on to learn more about the IDFC FIRST Millennia Credit Card:

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

With this card, you get complimentary railway lounge access which is highly beneficial for domestic travellers who prefer to travel by railways. This card has a great advantage as it is a lifetime free card.

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Up to 20% discount on more than 1,500 Restaurants across India. Avail 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).

Travel

International Lounge Access

Rewards Rate

3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.

Golf

Insurance Benefits

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Pros

You won’t be provided with any domestic or international lounge access with the IDFC First Millennia Credit Card. There is a reward redemption fee of Rs. 99 with this card.

Cons

No data available

Similar Cards

Add to Compare

YES Bank Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card is a unique card that offers cardholders great health benefits along with other thrilling Reward offers. You get 6 Reward points per Rs. 200 spent with this card, and 5x Reward Points if you spend these Rs. 200 on Pharmaceuticals/chemist stores. On every successful YES PayNow registration, you get 1000 Reward Points. Cardholders also get health benefits, including 12 complimentary fitness sessions every month, and complimentary preventive health checkups through the Aditya Birla Multiply app. Coming to its travel benefits, you get 2 complimentary access to domestic lounges quarterly to over 30 airport lounges in India. Issued at a joining fee of Rs. 1,499 (after 1st July 2022), the YES Bank Wellness Plus Credit Card provides several other exciting benefits to its customers, such as insurance benefits, fuel surcharge waiver, and many more. To get full details about the card, charges and its advantages, refer to the following information.

Add to Compare

Gild Credit Card

The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.

Add to Compare

Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a newly launched co-branded credit card offered by Axis Bank in collaboration with Samsung, a multinational electronics corporation. The Bank has launched two Samsung credit cards: the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. The Infinite credit card is a premium credit card and as the name suggests, it is meant to provide benefits for shopping at Samsung. The card welcomes you with 30,000 EDGE Reward Points which can be availed on making 3 transactions within 30 days of card issuance. For purchases made for Samsung Products, the card offers 10% cashback and offers up to 15 EDGE points on all spends of Rs. 100. Being a premium credit card, the Samsung Axis Infinite card offers great travel benefits where you can enjoy complimentary domestic as well as international Aiport lounge visits. Moreover, the card offers great dining benefits with which you can enjoy plenty of offers at various restaurants. To know more about the Samsung Infinite credit card, refer to the following details.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all