PNB RuPay Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 300 Reward Points
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Issued by the Punjab National Bank, the PNB RuPay Platinum Credit Card is aimed at providing its customers with various reward offers and other benefits. With a joining fee of Rs. 500, the card gets you 300 Reward Points on your card’s first swipe as a welcome gift. You get 1 Reward Point on every Rs. 100 you spend using this card, and 50 extra Reward Points on registering for the E-bill facility. To provide you with extra-luxurious travel experiences, the card provides complimentary lounge access to domestic as well as international airport lounges. The card has a nominal annual fee of Rs. 500, which can be waived off just by making one transaction every quarter. The Union Bank also offers Platinum Credit Card on the RuPay network, which is quite similar to this card offered by PNB. The other benefits of the PNB RuPy Platinum card include fuel surcharge waiver, accidental insurance cover, etc. Keep reading the information given below to know all about the PNB RuPay Platinum Credit Card and its advantages:

New Features

Spend Based Waiver

The renewal fee is waived off if the PNB RuPay Platinum Credit card is used once every quarter.

Interest Rates

2.95% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 500 and Rs. 3,000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2% of the amount withdrawn or Rs. 100 (whichever is higher) at PNB ATMs. 2% of the amount withdrawn or Rs. 150 (whichever is higher) at Other ATMs. 2% of the amount withdrawn or Rs. 250 (whichever is higher) at Overseas

Movie & Dining



Complimentary airport lounge access every year

International Lounge Access

Up to 2 complimentary international lounge access every quarter

Rewards Rate

1 Reward Points per Rs. 100 spent



Insurance Benefits

Insurance cover for the personal accident is provided

Reward Redemption

You can redeem your earned Reward Points by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.50.

Domestic Lounge Access

Up to 2 complimentary domestic lounge access every quarter

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card once the loss is reported to the bank through the 24*7 helpline number.


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